Aggressive Hybrid Funds: How have they fared in the last year?
A trailing one-year performance report on aggressive hybrid funds. We compare them with diversified equity funds like large cap, multicap, large and mid cap funds.
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EPF vs NPS: Should you shift to NPS because the govt wants you to?
The govt is keen on offering an option to shift from EPS to NPS. While this is a good move from their viewpoint, does it make sense for existing EPF investors to shift to NPS in search of higher returns? We look at the key differences between EPF and NPS to find out
Continue reading →Is it time to exit ICICI Value Discovery & Quantum Long Term Equity?
ICICI Prudential Value Discovery Fund has not outperformed its benchmark, BSE 500 over the last five years. The same is true of Quantum Long Term Equity. Is it time to exit these funds? A report.
Continue reading →Mirae Asset Hybrid Equity Fund: Good Going but Should You Invest?
These are the worst mutual funds over the last six years!
These are the worst mutual fund performers in 2019 based on their performance over the last five years against a category benchmark. The Oct 2019 Equity Mutual Fund Performance Screener can be used to identify the best mutual fund performers in under a minute! If we define “the best” as the most consistent performers in…
Continue reading →SBI Bluechip Fund Review: Can this outperform Nifty 100?
This is a performance review of SBI Bluechip Fund. Started in Feb 2006, it has grown to become one of the biggest large cap funds with 22746.36 Cr as on 30 Sep 2019, much of it in recent years. Does it make sense to invest in this fund anymore or shift to a Nifty 50 index…
Continue reading →Franklin India Savings Fund Review: Who should invest
This is a review of Franklin India Savings Fund, an open-ended money market mutual fund that invests in bonds of up to one year and aims to lower interest rate fluctuations with low to moderate credit rating risk. This fund can be considered by investors wanting a little more (potential) return than liquid funds without…
Continue reading →Fixed Income Investment Options For Accumulating Retirement Corpus
Everyone agrees that a good amount of equity exposure is necessary for building a retirement corpus capable of handling inflation when income from employment stops. This can be done via some mix of equity mutual funds and direct equity. What about the fixed income or debt part of the portfolio? Let us consider the investment…
Continue reading →Axis Focused 25 Fund Review: Outperformance at extra risk!
This week, let us consider, Axis Focused 25 Fund, study its portfolio history and compare performance with its benchmark and peers. In case you missed out on yesterday review, do check out Franklin India Ultra Short Bond Fund Review: When and how to invest. Also, the October edition of my handpicked mutual funds is now available….
Continue reading →Franklin India Ultra Short Bond Fund Review: When and how to invest
Franklin India Ultra Short Bond Fund is one strange fund, some might even call special! About 80% of its portfolio has a credit rating lower than the highest and yet the fund has somehow managed to escape unscathed from major credit default events. How does it do it? What kind of investors should invest, when…
Continue reading →Handpicked List of Mutual Funds October 2019 (PlumbLine)
This is my list of handpicked mutual funds for Oct 2019 (fourth quarter). New and old investors can use it according to their specific needs. Called “PlumbLine”, this was started in Sep 2017 for beginners to accompany the freefincal robo advisory template. This edition has a full makeover with brand new graphs and insights on…
Continue reading →SBI Equity Hybrid Fund Review: solid performance but should I invest?
This is an in-depth performance review of SBI Equity Hybrid Fund. We find out how consistently it has outperformed its benchmark and peers. Known as SBI Magnum Balanced prior to SEBI MF categorization, it is the seventh oldest balanced fund or aggressive hybrid fund and largest with assets of 29,354 Crores. Let us check how the fund…
Continue reading →What 100 plus New Equity Mutual Fund Investors Learnt Since 2017!
I asked new mutual fund investors of FB group Asan Ideas for Wealth on 12th Sep 2019, “What have you learnt by investing in equity mutual funds over the last couple of years?” New mutual fund investors were defined as those who started investing from Jan 2017 or later. A total of 115 members shared…
Continue reading →Axis Nifty 100 Index Fund Review: Replacement for active large cap funds?
Axis Nifty 100 Index Fund is an open-ended index that aims to achieve a return close to Nifty 100 subject to tracking error. The NFO opens today (Sept 27th to Oct 11th) and then will be available for continuous purchase. This is the first Nifty 100 (N100) index fund – we have N100 ETFs from…
Continue reading →How I achieved financial freedom and became an Investment Advisor!
SEBI registered fee-only investment advisor, S R Srinivasan (SRS) discusses his journey to financial freedom for the benefit of freefincal readers. You may recall that he recently wrote about the List of Mutual fund categories that you can avoid! (incidentally, this went viral!). SRS believes in numbers based insights and naturally, I find this appealing….
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