A viewer on our Youtube Channel asks, ” I have been investing in index funds for the last 3 years in sip mode. Can I book partial profits now?” The answer to this question does not depend on whether you invested in index funds, active funds, or direct equity. It depends on your asset allocation…
Continue reading →The United India Insurance Family Medicare Policy has undergone a makeover. Here is a list of some new features introduced in the policy. These were intimated by my insurance agent when I applied for renewal. Our policies are close to 15 years old, with four claims paid. We hold both base and super top-up policies…
Continue reading →A few days, I had asked members of Facebook, Asan Ideas for Wealth, to share real-life stories of how they or someone they knew increased their income by upskilling, self-growth (personal development) or side-hustles. Many of the stories were quite extraordinary. In the first such account, we meet Mrs Rajalakshmi Rangarajan as narrated by her…
Continue reading →In this article, let us address a question received on our Youtube Channel and a question on many investors’ minds: “I’m planning to start my equity investment now (at the age of 26). Now the market seems to be at an all-time high, and most experts are commenting that there will definitely be a crash….
Continue reading →Here is a list of stocks with low volatility and momentum for September 2021 from the Nifty 100. You can also get the historical data from March 2019 to September 2021. We filter Nifty 100 for (1) positive 1-year return, (2) positive six-month return, (3) price > 200-day moving average, (4) 50% of daily positive…
Continue reading →Mirae Asset S&P 500 Top 50 ETF is an open-ended scheme replicating/tracking S&P 500 Top 50 Total Return Index. Mirae Asset S&P 500 Top 50 ETF Fund of Fund is an open-ended fund of fund scheme predominantly investing in Mirae Asset S&P 500 Top 50 ETF. Both products have an NFO period of 1st September…
Continue reading →We received this question on how to generate monthly income that handles inflation from a retirement corpus. “Hi, Pattu Sir, I read about reaching 45x annual expenses in this article: How I plan to achieve financial independence and move to my native place. Considering this as a thumb rule, I have a query. Assumption: My…
Continue reading →In the latest edition of the reader audit, we learned how a reader plans to achieve financial independence, quit his job and move to his native place. Here, he had mentioned, “Since 2016, I’ve been working on a side-hustle, which makes more income than my full-time job. I’ve also joined the “Earn From Skills” training…
Continue reading →We have often pointed out that the fate of our mutual fund SIPs is decided by “timing luck” and not because of patience or discipline or rupee cost averaging. We have also presented the solution to this problem: Do not expect returns from mutual fund SIPs! Do this instead! However, this stance confuses new readers of…
Continue reading →In this edition of the reader audit, we meet a 39-year old unmarried male working in the private sector. He explains how he plans to achieve financial independence, quit his job and move to his native place. I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. This…
Continue reading →This is a question received on our YouTube channel: “Hi, I am aged 30. New to your videos and blog. I have been hooked to it for the past two days. Can you make a video on “How to invest your 60% equity allocation”? Where, assume I have one crore with me, and I have…
Continue reading →I recently received this email: “I am a 41-year-old salaried single lady, and stumbled upon your blog site recently, in my quest to effective portfolio management. I have realised that I have made lots of financial mistakes to date, like not investing enough in mutual funds or PPF, too much diversification in the stock portfolio,…
Continue reading →Side-hustle seems to be the buzz phrase in the current era. Thanks to the infinite need for money and creative fulfilment. Well, that is right. A side-hustle is not just about income but also about creative satisfaction in addition to the financial rewards. In this article, author and content writer Smriti Tuteja shares some side-hustle…
Continue reading →There are a total of 23 actively managed midcap mutual funds available for investment today. Out of these, 20 are older than five years. This article evaluates how these midcap mutual funds have fared against the Nifty Midcap 150 Total Returns Index. We identify four midcap mutual funds that have outperformed the index consistently. We…
Continue reading →Ramesh asks, “Dear Pattu Sir, I have invested in ICICI Prudential Nifty Next 50 Index Fund Direct Plan via SIP since 2019. I recently read your post in Asan Ideas for Wealth (a Facebook group) that Value Research (VR) has rated this fund one-star. Can you please explain why this is so? Should I continue…
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