Big benefits for investors announced by SEBI in its Board Meeting!
SEBI has taken big steps to remove the conflict of interest in advisors. Thank you to all those who write to SEBI opposing key changes in their consultation paper!
Continue reading →Category: fee-only India
This is the archive of all our articles related to fee-only India and SEBI registered fee-only investment advisors
Why is it so hard to find a fiduciary financial advisor?
27-year old Deepsh asks why is it so hard to find a financial advisor who is a fiduciary financial advisor! His email form this edition of reader story
Continue reading →Why SEBI needs to encourage Individual Fee-only Planners
The latest IA guidelines from SEBI would adversely affect Individual, Fee-only Planners. SEBI Registered investment adviser explains why this is so and how a fee-only model is superior to an asset-based model.
Continue reading →Why SEBI could kill off Fixed-Fee-Only Fin Planning & Jack Bogleâs legacy
If an individual Fixed-Fee-Only RIA engages with a client with a net worth of Rs 40 cr, then the RIA may have to live at below the official poverty line! SEBI RIA Avinash Luthria explains why SEBI’s new RIA regulations on the anvil can do more harm than good
Continue reading →Is SEBI trying to harm investors’ interests & destroy fee-only advisory?
In a backward step, SEBI has proposed several harmful changes to regulations governing investment advisors in a consultation paper. We discuss why these affect investors’ and can kill fee-only advisory. You can write to SEBI and help stop these suggestions from becoming a rule.
Continue reading →11 Investment mistakes newbies should avoid in 2020!
SEBI registered investment advisor Sriram Jayaraman discusses 11 Investment mistakes newbies and young earners should avoid in 2020!
Continue reading →How financial services industries aim to take 1% of your wealth each year
The financial services industry has one goal: transfer wealth from the client to themselves. Their goal is to extract 1% of the clientâs net worth each year in various excess fees. Here are five tactics used to achieve this and how you can protect yourself.
Continue reading →Worried your income is not enough? Here is how you can plan for financial goals
Are you worried that you will not be able to achieve your financial goals like kid’s education and retirement with your income levels? Here is a step by step solution
Continue reading →How I Helped a Young Nuclear Family Invest For Their Children’s Future
When a couple has children, securing their future is a top priority. In this article, SEBI Registered Investment Advisor Preeti Zende discusses the case of a couple, Venkatesh and Latha who desire financial freedom but will have to secure the future of their two children first. She explains in detail how a family can plan…
Continue reading →Do not make these mistakes while planning your retirement!!
A lot of people start contemplating retirement because a âback of the envelopeâ calculation shows them that they now have created a corpus high enough to meet their annual expenses. Fed up of the high-stress job, fed up of grinding away alone in âGulfâ with family back in India, having built a home, children now…
Continue reading →Factors that helped me achieve financial freedom
SEBI registered fee-only investment advisor, S R Srinivasan (SRS) discusses his journey to financial freedom for the benefit of freefincal readers. This is the second part of his guest post. In the first part published yesterday, he talked about his approach and investment choices. If you have not read it, please head over there first…
Continue reading →How I achieved financial freedom and became an Investment Advisor!
SEBI registered fee-only investment advisor, S R Srinivasan (SRS) discusses his journey to financial freedom for the benefit of freefincal readers. You may recall that he recently wrote about the List of Mutual fund categories that you can avoid! (incidentally, this went viral!). SRS believes in numbers based insights and naturally, I find this appealing….
Continue reading →How lifestyle inflation can impact our financial stability
We often focus a lot on regular inflation while planning for our goals and cash flows. But a very important aspect which gets missed is âLifestyle Inflationâ. This is the concept where a person increases their expenses when there is an increase in their income, in addition to the regular increase in the cost of…
Continue reading →Everything you need to know about equity portfolio construction
This is a step by step guide on equity portfolio construction for retail investors with a listing of options available and pros and cons of each by SEBI Registered Investment Advisor Swapnil Kendhe who is part of my list of fee-only financial planners. Swapnil is a familiar name to regular readers. Swapnilâs website is Vivektaru. You can…
Continue reading →Are clients happy with fee-only financial advisors: Survey Results
As readers may be aware, for the last six years I have been maintaining a list of SEBI registered fee-only financial advisors. It is a matter of great pride that hundreds of freefincal readers work with these fee-only advisors (FOAs). Recently I had requested such clients to complete a feedback form. Here are the results….
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