This is the archive of all our articles related to health insurance
Here are some must-know facts about accident insurance policies in India that a buyer should be aware of. An accident insurance policy is one that provides 100% of sum insured in case of accidental death, 100% -50% of sum insured in case of permanent total disablement (eg. loss of both limbs, both eyes, both feet)*…
Continue reading →Here is why you should not buy a top-up policy for your company mediclaim! If you are puzzled by that statement, let me clarify. Mediclaim or a health insurance policy is a risk mitigation (not prevention!) tool. A “company mediclaim”, or a group health policy taken by your company is a perk. It is pretty…
Continue reading →Life insurance, health insurance, accident insurance and critical illness insurance are tailor-made fortification products that help a family tackle unpleasant and unexpected developments. Be it expenses due to hospitalization, or loss or decrease in income due to death, accident or a critical illness. I refer to them as fortification products because they protect the families…
Continue reading →Regular readers may recall that I described my experience with cashless mediclaim when I underwent a thymectomy last march. A couple of Wednesdays ago my mother fell and broke her femur bone. While mine was a planned hospitalization, this was an emergency hospitalization. I am no stranger to emergency hospitalizations (unfortunately). This is the 5th…
Continue reading →In March this year I had a thymectomy – surgery to remove my thymus gland. The procedure was paid via cashless mediclaim. I thought sharing my experience with ‘cashless’ might be useful to other readers. My hospitalization was planned. That is I had plenty of time (5-6 weeks) to plan my hospital stay from the moment…
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