Motilal Oswal 5 Year G-Sec ETF is an open-ended scheme replicating/tracking Nifty 5-year Benchmark G-Sec Index. It is being marketed as a “safe” and “a low-cost alternative to FDs”. In this review, we show this is not true and what investors need to know about this ETF. Suppose you buy a five-year G-sec bond vis…
Continue reading →Investors face the dilemma whether to invest in the FMCG company Tata Consumer Products Limited at this juncture when the stock has already seen a huge rally of 300% in the past 5 years and if it’s still a ‘value buy’. The company [erstwhile Tata Global Beverages Limited] was in the news recently when the…
Continue reading →Buying a car is a dream for most of us, and these days it is a reality. Hence the dream has become a desire, and slowly now the desire is becoming a necessity. Behind buying a home, a car would be the second biggest big-ticket purchase in our lives. Hence we need to give it…
Continue reading →Govt of India (GOI) has announced the sale (Re-issue) of Rs. 7000 crore worth of 6.8% Government Bonds maturing in 2060 via price-based auction. Retail investors can participate in this sale via the NSEGoBid platform. Here are the details. Bond name: 680GS2060E – GS (6.80% GS 2060). Bidding dates: 24th and 25th Nov 2020. Time:…
Continue reading →In this article, we analyse the dividend payouts of ITC and discuss if the stock is worth buying for its dividend payouts. This is a followup to the detailed analysis of the stock published a few days ago: Should you sell ITC and book losses? About the author: Ravi Kumar has a degree in Computer Engineering….
Continue reading →A few days ago, we discussed the lifestyle of Santhosh a middle-class crorepati. I received three questions from young earners that can be paraphrased as, “I cannot be like Santhosh. I like to live a good life with a car and expensive smartphones. However, I feel guilty that if I continued my lifestyle, it will…
Continue reading →In this article, let us try and answer if Tata Motors share is a good buy. Investors holding on to Tata Motors stock haven’t got respite and stock has been seeing the levels last seen almost a decade ago but is it worth to hold onto the stock and that too in the automobile segment…
Continue reading →The notion of retirement has changed considerably over the years. Retirement for our parents meant a complete dependence on salary up to retirement and then complete dependence on pension afterwards. If we build a well-diversified retirement portfolio – a retirement basket as PV Subramanyam of subramoney.com would say – we can approach retirement with confidence and…
Continue reading →In this article, let us find out if it is worth buying IDFC Bank shares. Concerns are being raised over of the fate of Indian Private banking space esp. banks apart from ‘Too big to fail’ list of the names. Recently, few Indian Private banking names like Lakshmi Vilas Bank, PMC Bank and Yes Bank…
Continue reading →We compare the SIP performance of Aggressive Hybrid Funds versus CRISIL Hybrid 35+65 – Aggressive Index and NIfty 50 TRI. The CRISIL Hybrid 35+65 – Aggressive Index has 65% of the 200 TRI index and 35% of the CRISIL Composite Bond Fund Index. In the last year, that for a SIP started 12 months ago…
Continue reading →The stock price of ITC has frustrated investors for the last few years. This can be concerning even for best of the breed long term investors who invested in the company looking at the fundamentals of the company, cash flows, monopoly business, strong brand recall, professional management or even the dividend yield etc. Does it…
Continue reading →Govt of India (GOI) has announced the sale (Re-issue) of Rs. 9000 crore worth of 6.22% Government Bonds maturing in 2035 and Rs. 5000 crore worth of 6.67% Government Bonds maturing in 2050. Retail investors can participate in this sale via the NSEGoBid platform. Here are the details. Bidding dates: 17th and 18th Nov 2020….
Continue reading →As part of various relief measures taken by the Government in response to the economic slowdown post-COVID-19, the Finance Minister (FM) has announced a very attractive income tax relief for home buyers (new residential properties of value up to Rs 2 crore). Here is what you need to know. About the author: Anjesh Bharatiya is…
Continue reading →We continue answering frequently asked investor questions on portfolio rebalancing to help with practical implementation. The first part (question 1 to 13) is available here: Portfolio Rebalancing: We answer frequent questions investors worry about (part 1) and the second part (question 14 to 28) here: Portfolio Rebalancing FAQ Part 2. Q29: How should I consider…
Continue reading →In this article, we shall discuss how to earn one lakh a month as passive income and why methods like running ads or writing books will not work! In previous articles in this series, we defined what exactly passive income is and why it is a gamechanger for our future. We then discussed the importance…
Continue reading →