Ten lesser-known facts about PPF accounts!
Here are ten lesser-known facts about PPF accounts concerning maturity, premature closure and nomination.
Continue reading →A tool for tactical buying and selling using moving averages
We are happy to release a new market timing tool with which you can convert daily price data to monthly data and compute moving averages for equity (indices, stocks and mutual funds), gold and gilt (using bond yield). This is a follow up to backtest conducted on equity, gold and gilts using double and single…
Continue reading →Want mutual funds with lower risk & higher return? Try this easy method!
Do you want mutual funds that have got a higher return than a benchmark at lower risk? Then here is an easy way to spot them!
Continue reading →Health insurance claims indisputable after 8Y: not a new IRDAI rule!
Many media reports are doing the rounds that IRDAI has issued a new rule in a circular on 11th June 2020 that health insurers cannot question (unless there is fraud) a claim made after holding a policy for eight continuous years. This is not a new development. We also explain what this means.
Continue reading →Do not use SIPs for Small Cap Mutual Funds: Try this instead!
A tactical entry and exit strategy for small cap mutual funds is discussed in this article. The impact of the strategy on the worst-performing small cap fund is promising enough to emerge as a better option than a buy and hope for the best SIP in a small cap mutual fund.
Continue reading →Post-lockdown govt debt may be set back by 17 years!
India’s “debt to GDP ratio” increased by 3.5% from March 2019 to March 2020. In this article, we discuss concerns over how the lockdown could push govt debt higher and enumerate the status of govt borrowing pre-lockdown listed in the Ninth Edition of the Status Paper on Government Debt.
Continue reading →Have you started multiple SIPs for small amounts? Correct this mistake now!
Are you a young earner, who has just started investing in mutual funds? Have you started multiple SIPs (3,4,5 …) in mutual funds from the same category or type? Here is why this is a mistake and you need to stops some SIPs and consolidate your investments before it becomes a mess.
Continue reading →Can we get better returns by timing entry & exit from gilt mutual funds?
Gilt mutual funds can be tricky to understand. Those who assume they have invested in “safe” govt bonds would be shocked to see how much their prices (NAV) fluctuates daily and can even lead to negative or low returns over a few years. In this article, we find out if a market timing method can…
Continue reading →When should I rebalance my portfolio?
We discuss the basics of portfolio rebalancing: why do it, how to do it and when to do it, to address some of the common questions that investors have.
Continue reading →Bank Perpetual Bonds: What you need to know before buying
Several banks offer high-yielding perpetual bonds. In this article, we discuss the basics of a perpetual bond and what investors need to know before buying them.
Continue reading →Momentum, Low Volatility Stocks for June 2020
This is the June 2020 momentum, low volatility stock screener for 100 stocks from the Nifty 100. Inside, you also get an Rs. 1000 off, discounted link to the lectures on goal-based portfolio management. This month eleven stocks quality (six new entrants) after filtering Nifty 100 with (1) positive 1-year return, (2) positive six-month return,…
Continue reading →Which Nifty Next 50 index fund has the lowest tracking error?
A look at the six available Nifty Next 50 (NN50) index funds to determine which has the lowest tracking error.
Continue reading →How to select an index fund (do you really need one?)
In this article, a set of simple steps for selecting an index fund is outlined for those who need one. Some frequently asked questions on Index funds and ETFs are also discussed.
Continue reading →Can we invest via SIP in gilt mutual funds for the long term?
The titular question was posed by a reader a few days ago. Naturally, the AMC would allow a SIP from any MF, but does it make sense to start one in a gilt mutual fund that invests in long-term govt bonds? We look the SIP returns of I-BEX a composite sov bond index to understand…
Continue reading →June 2020 Equity Mutual Fund Performance Screener
The freefincal Equity Mutual Fund Performance Screener (June 2020) is now available. Inside, you also get an Rs. 1000 off, discounted link to the lectures on goal-based portfolio management. Screener for consistently performing equity mutual funds in June 2020. You can screen on the basis of fund category & benchmark. Use this screener file to…
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