NPS Tier II Tax Saver Scheme: Should you invest?
The finance ministry has notified the National Pension Scheme Tier II- Tax Saver Scheme, 2020 under section 80C for central government employees.
Continue reading →Five stocks replaced in Nifty Next 50 from June 26th
The NSE has made several changes to its indices in its late-June portfolio reset. Notable are fives changes in Nifty Next 50, twelve from Nifty Midcap 100 and twenty-five from Nifty 500. Here is a selected listing.
Continue reading →Are you planning for retirement the right way?
Retirement planning is the hardest exercise in financial planning or in other words making sure we are heading towards an adequate retirement corpus that will outlive us. There are many unknowns and uncertainties while planning for retirement. A good plan is essential to counter these. Also essential is a yearly review and recalculation of the…
Continue reading →Bharat Bond ETFs 2025 & 2031: Why you should not buy such products!
The second tranche of Bharat Bond ETFs from Edelweiss AMC will be available for purchase from July 14th 2020. Here is why investors should not buy such products in the name of safety.
Continue reading →July 2020 Equity Mutual Fund Performance Screener
The freefincal Equity Mutual Fund Performance Screener (July 2020) is now available. Inside, you also get an Rs. 1000 off, discounted link to the lectures on goal-based portfolio management. Screen for consistently performing equity mutual funds in July 2020. You can screen on the basis of fund category & benchmark and spot mutual funds that…
Continue reading →Axis Small Cap Fund: SIP Performance Review
We compare the SIP performance of Axis Small Cap Fund with multiple smallcap and midcap indices like Nifty Smallcap 250, Nifty Midcap 150 etc. All total return indices.
Continue reading →Can we invest in Quantitative Mutual Funds (Quant Mutual Funds)?
The SEBI MF categorization rules have many loopholes. Among these, there is no limit on the number of thematic funds an AMC can offer (unlike large cap, mid cap etc). This is the reason for increased thematic NFOs, some of them being quantitative mutual funds aka quant mutual fund. In this article, we discuss what…
Continue reading →How I achieved the dream of a own house & became debt-free by 36
In this edition of reader story, Kannan Hariharan describes his financial journey from humble beginnings to buying a house, becoming debt-free and starting as a goal-based DIY investor. His journey has several lessons on home-buying and goal-based investing.
Continue reading →Handpicked List of Mutual Funds July-Sep 2020 (PlumbLine)
This is the freefincal list of handpicked mutual funds for July-Sep 2020 (third quarter). New and old investors can use it according to their specific needs. Called “PlumbLine”, this was started in Sep 2017 for beginners to accompany the freefincal robo advisory template.
Continue reading →HDFC Mid-Cap Opportunities Fund: SIP Performance Review
We compare the SIP performance of HDFC Mid-Cap Opportunities Fund with midcap indices like Nifty Midcap 50, NIftyty MIdcap 100, NIfty MIdcp 150 and Nifty Next 50 (all total return indices). Is this fund still any good? Is size a problem?
Continue reading →Here is how NRIs can invest in Government of India Bonds (G-secs)
With effect from 01.04.2020, NRIs can invest in Government of India (GOI) Bonds without any ceiling limit in certain specific instruments. Here is how NRIs can invest in Government of India Bonds (aka G-secs or gilts).
Continue reading →ICICI Bluechip Fund SIP Performance Review: Time to exit?
We review the SIP performance of ICICI Bluechip Fund for various durations comparing it with NIfty 50 TRI and Nifty 100 TRI. Older mutual fund investors would appreciate how ICICI Bluechip Fun quickly became popular as the world emerged from the 2008 financial crisis. How things have changed!
Continue reading →What 25 Years of Tracking Expenses Taught Me
In this edition of reader story, Kaustubh Prasad shares his lessons and insights from tracking expenses for the last 25 years!
Continue reading →RBI Floating Rate Savings Bonds 2020: Should you buy?
The RBI 7.75% bonds (2018) have been replaced by RBI Floating Rate Savings Bonds 2020 according to a Finance Ministry announcement. We look at its features and discuss who should buy it and when.
Continue reading →New to investing? Avoiding this rookie mistake can make a big difference!
Every year, tens of thousands of people start their careers and recognise the need to manage money. Yet another tens of thousands want to correct past mistakes and get their investments in order. A group just as strong is getting ready for retirement. All of them are rookies or newbies. Here is one rookie mistake…
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