Vodafone Idea Bond Downgrade: What should debt fund investors do?
A discussion on what affected investors should do after the Vodafone Idea bond downgrade. Affected mutual funds have started side-pocketing their exposure.
Continue reading →What is a ‘side-pocket’ in mutual funds? How does it work?
A simple explanation of what is a ‘side-pocket’ in mutual funds, when it is created, how is it useful to investors. An easy-to-understand FAQ
Continue reading →Why SEBI could kill off Fixed-Fee-Only Fin Planning & Jack Bogle’s legacy
If an individual Fixed-Fee-Only RIA engages with a client with a net worth of Rs 40 cr, then the RIA may have to live at below the official poverty line! SEBI RIA Avinash Luthria explains why SEBI’s new RIA regulations on the anvil can do more harm than good
Continue reading →Was Franklin AMC right in marking down Vodafone Idea Bonds?
Franklin AMC marked down Vodafone Idea bonds in their debt funds by 100% SEBI is said to be probing this action. Did Franklin do the right thing? Or should it have waited for the bond to default? A look at both sides of the argument.
Continue reading →31% Annualized Returns from a SIP in Hindustan Unilever (HUL)
A SIP in Hindustan Unilever (HUL) since Sep 2002 would have generated a growth equivalent to 31.22% annualized return! Out of which 1.6% is from dividends!
Continue reading →Ayushman Bharat Yojana – 5 lakh health Insurance: Who is eligible?
Ayushman Bharat Yojana is a government health insurance scheme for five lakh. We consider the features of the scheme and who is eligible.
Continue reading →Are you aware of this restriction about super top up insurance policies?
Super top insurance covers are essential to handle large hospital bills. However, they suffer from a restriction that is not so obvious. Here is what you need to know
Continue reading →Is SEBI trying to harm investors’ interests & destroy fee-only advisory?
In a backward step, SEBI has proposed several harmful changes to regulations governing investment advisors in a consultation paper. We discuss why these affect investors’ and can kill fee-only advisory. You can write to SEBI and help stop these suggestions from becoming a rule.
Continue reading →Did you know these 5 rules that apply only to ELSS Mutual Funds?
Here are five interesting rules and lesser-known facts that apply only to ELSS (tax saving) mutual funds!
Continue reading →Mirae Asset Tax Saver Fund vs Axis Long Term Equity Fund
Let us find out how Mirae Asset Tax Saver Fund fares against Axis Long Term Equity Fund in terms of returns and risk
Continue reading →Why star ratings should not be used for selecting debt funds!
Here is why investors should not use mutual fund star ratings for selecting debt funds. When all risks are not factored in, the result would be misleading and expensive!
Continue reading →Franklin Ultra Short Bond Fund down by 4%! What to do next?
NAV of several Franklin Debt fund including, Franklin Ultra Short Bond Fund is down by 4-5%. This is possible due to a write-down of Vodafone Idea bonds A look at what investors should do now.
Continue reading →Jan 2020 Equity Mutual Fund Performance Screener
Screener for consistent, best-performing equity mutual funds in January 2020. You can screen on the basis of fund category & benchmark, risk and returns
Continue reading →Tata Quant Fund Review: Is AI necessary to beat the market?
In this review of Tata Quant Fund, an open-ended equity scheme following a quant-based investing theme, we ask if artificial intelligence (AI) & machine learning necessary to beat the index/market
Continue reading →Here is how much you lose in limited premium payment term life insurance!
In a limited premium payment term life insurance, the policyholder pays the premium for only the first few years of the coverage period. This may seem profitable at first sight but here is how much one loses by opting for this
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