If you have just started investing in mutual funds over the last few years, perhaps via a SIP, then here is what you should do next! These would help increase confidence and not fear market crashes or years of no returns (yes that is possible!).
Continue reading →Sooner or later after we finish college and start working, a life-altering realisation hits us. We find out what our school mates and college mates are doing, their lifestyle, how much they are likely to earn etc. We begin defining our relative station in life. What should a reasonably young person with “low income” do to…
Continue reading →When I first computed the overall equity mutual fund portfolio return for my retirement corpus after the crash it was close to 10%. I thought, “hey that does not seem bad! Maybe with time, the XIRR sensitivity to market movement is lower”. Turns out, there was a problem in the calculation and the return is…
Continue reading →This is a momentum stock screener with low price volatility (May 2020). The screener covers 100 stocks from the Nifty 100 Index Inside, you also get an Rs. 1000 off, discounted link to the lectures on goal-based portfolio management
Continue reading →Nippon India Nivesh Lakshya Fund is an open-ended long-duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is greater than 7 years. We discuss the nature of this funds portfolio, its investment strategy and who should invest in this fund.
Continue reading →A 19% monthly return from the stock market without any background or context would seem something to cheer about. However with India at least weeks away from flattening the curve, the worst for stock investors is yet to come.
Continue reading →Melvin Joseph, one of India first SEBI registered investment advisors has released a free ebook titled Health Insurance Simplified (download link below). It explains all terms and definitions of a health insurance policy in an easy-to-understand manner.
Continue reading →This is a simple thumb rule for computing how much money we require for financial independence and retirement – normal or early (aka FIRE). You can also download a free e-book, an Excel sheet and an android app to answer questions like (1) what is the corpus required? (2) How long will a corpus last?…
Continue reading →We present tracking error data for various durations and discuss how to select an index fund with it. We find that funds with lower AUM and higher expenses could also track the index well!
Continue reading →Want to combine NIfty Next 50 Index fund and NIfty 50 Index fund? Here is how the mix has performed in the past
Continue reading →These are some essential differences between liquid funds and other debt funds that investors need to know about
Continue reading →Here are eight thematic or sectoral mutual funds that have consistently beaten the Nifty 100 Total Returns Index in terms of both risk and reward. Five of them with the same theme!
Continue reading →Many taxpayers trade in stock and commodity markets, both in intra-day as well as Futures & Options (F&O). In this article, we will discuss the various taxation related aspects of such trading including head under which the income is to be reflected, audit requirements, the applicability of Section 44AD etc.
Continue reading →Here is how the special liquidity facility announced by RBI for mutual funds will work.
Continue reading →Gilt mutual funds may not have credit risks but they are also volatile and can lead to losses! What investors need to know before choosing them
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