I finally managed to share all financial details with my wife!

It is quite common to see one partner (either the husband or the wife)  utterly uninterested in money management and investing. They take for granted that the other partner will handle everything. Perhaps this contrast is higher in households if one takes an additional interest in personal finance. Although my wife is super-smart and capable…

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Debt and hybrid mutual fund screener (April 2024) for selection, tracking, learning

This is a debt mutual fund screener for portfolio selection, tracking, and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking PSU funds, etc. The credit quality of the bonds in the portfolio and the bond maturity profile can be tracked….

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How life insurance companies manage to settle large death claims

Have you ever pondered over how life insurance companies manage to settle substantial death claims? Let’s begin by delving into the fundamental concept of insurance and then transition to reinsurance. While reinsurance is a vast subject, I’ll provide an overview of its basic principles. About the author: Ajay Pruthi is a fee-only SEBI registered investment advisor….

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Which mutual funds are still taxed at 20% with indexation benefits?

A reader says, ” Can you please let me know funds with indexation benefits apart from Parag Parikh Dynamic asset allocation fund and  Edelweiss Multi Asset Allocation Fund excluding EquitySavings and Arbitrage?” A discussion. Let us begin with some context. Note: Tax rules change often. The rules mentioned here are valid as of April 2024…

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