Are fixed income investors financially illiterate?

Any keen follower of personal finance space would have encountered their fair share of ‘why you should invest in equity?’ articles and ‘why equity alone is capable of beating inflation over the long-term’ arguments.  Things have come to such an end that fixed income investors are considered as not being financial literate. This kind of…

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Do exams test ability to reproduce content or understanding?

Last week I had written a post about exams: Do marks determine the future of our children? and received many insightful comments (as always). Two comments rang  a few bells in my head. Hence this post. Context: I wrote, Marks represent effort. Marks do not represent knowledge or intelligence. Mr. Arvind wrote: there is a difference between ”…

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Has arranged marriage become an impossible challenge in India?

Due to increasingly specific demands from the boy and girl, arranged marriage is becoming harder and harder to accomplish, at least in urban setups. Has it become an impossible challenge for some communities? A few decades ago, it was important to have a steady job (assuming other more important metrics like caste, religion, sect, sub-sect,…

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Imbibe, Implement, Ignore:Suggested New Year Resolutions for Investors

To me, personal finance is nothing more than common sense.  Commonsense is simply nothing but mathematics expressed in a spoken language. Before I started the blog, I knew nothing about investor behaviour and aspects of behavioural finance.  It was irrelevant to me. Now I find myself learning about the different ways in which people handle…

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