Yes, that is right! Each time we get on the internet, search for information, get entertained, use social media, shop online, buy and sell stocks, pretty much anything, we are part of someones' data experiment! Whether we like it or not, whether we consider it an infringement of privacy or not, we simply have no … Continue reading It is not possible to use the internet without being part of someones’ data experiment →

Every teachers' day, I think about my third standard class teacher. She is a visionary. She looked me in the eye and said, "you will come to nothing in life" and that turned out to be true.  I have no idea what I did to make her so angry, but I still remember where I sat … Continue reading Five life lessons from my teachers →

At work, I have the privilege of constantly interacting with gen-X (or Y/Z/AA!) - 18+, 20+ young adults coming to terms with an environment very different from school. It is natural to encounter students who are generally unhappy with life and existence. They first seem distracted in class. Then they stop coming and if you ask … Continue reading Biggest Parenting Mistake: Assuming that we know our children →

Impulse buying refers to the sudden purchase of goods and services without planning or without evaluating if it would be useful. It is the same as the sudden urge to pick up a packet of namkeen or sweets just because we have seen it! If you are worried about how you or someone you care about … Continue reading Do you buy stuff suddenly without planning (impulse buying)? This might help →

In Jue 2013, when freefincal had just completed one, I had written an account of how I came to be interested in money management and finance and my money mistakes. This is a mildly updated version for new readers, especially young earners who think they have "started late". Trust me, when you look at my life, … Continue reading My journey: driven by the fear of making the same mistakes again →