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Are you one of those guys who has trouble making money decisions? Join the biggest club on Earth! I have some good news and some more good news for you. The good news is that everyone is confused about one thing or the other - that is a certainty! The more good news is that just as courage is not the absence of fear, clarity is not the absence of confusion. Hard as it may seem to believe, clarity is the acceptance of confusion because confusion can never be removed.

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Technological advances in the past 25 years have reduced information access time from days/hours to seconds. However, our ability to process this information has not changed much and if anything, has only decreased due to an information-excess. Yes, most of us are addicted and slowly drowning in information that we practically have no use for.  In this post, I discuss how and why less information can make us more informed.

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A few years ago, I overheard some lab staff talking. A middle-aged person, soon to retire, was talking about the preparations for his daughter's upcoming marriage. His aim was to outdo the reception arrangements he had observed in a recent marriage. I was invited to the event and found that it was extremely lavish for the income slab that the person belonged to.

More and more people around us want to blow up their net worth and their salaries on things that are disproportionately expensive.

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Nearly 11 years ago, I sat down to face my IIT, Madras faculty interview. One of the faculty members who I knew from my student days sat beside me as he was waiting for his promotion interview. When he found out that was a particularly troubled time for me he said, "Pattu, I am glad that you facing so many hardships at such a young age. It will give you the necessary maturity to handle the problems that you will face later".

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If you click on "images" after searching for "medicine side effects", you will notice a t-shirt with a message that goes, "I take medication for diabetes which is a side-effect from my high BP which I got from taking sleeping tablets due to insomnia caused by anxiety which I got from a tablet given for chronic fatigue ....".

I am one of those guys. I was given steroids and azathioprine for Myasthenia Gravis (auto-immune deficiency). The steroids increased my HBA1C (a measure of average blood sugar) levels, increased my anxiety levels, among other things*. The azathioprine affected the shape of my RBCs, reducing my haemoglobin content. This has been my life since Sep. 2012 (freefincal was started four months before).

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