Biggest Parenting Mistake: Assuming that we know our children

At work, I have the privilege of constantly interacting with gen-X (or Y/Z/AA!) – 18+, 20+ young adults coming to terms with an environment very different from school. It is natural to encounter students who are generally unhappy with life and existence. They first seem distracted in class. Then they stop coming and if you ask around, their friends also have noticed similar changes in the hostel. Students become distant, don’t talk to their friends and spend a lot of time alone. While this is a cause for concern, it is quite common and often a phase in growing up. However, it does need attention else it can result in depression and in extreme cases suicide. read more

Do you buy stuff suddenly without planning (impulse buying)? This might help

Impulse buying refers to the sudden purchase of goods and services without planning or without evaluating if it would be useful. It is the same as the sudden urge to pick up a packet of namkeen or sweets just because we have seen it! If you are worried about how you or someone you care about buy stuff, give this method a try. It might work for at least expensive purchases.

Impulse buying has a lot in common with impulse eating. So at least one remedy has a lot in common and is well known: delay gratification. There is, however, one key difference. Delaying the purchase does not mean avoidance and that is what this post is about. read more

My journey: driven by the fear of making the same mistakes again

In Jue 2013, when freefincal had just completed one, I had written an account of how I came to be interested in money management and finance and my money mistakes. This is a mildly updated version for new readers, especially young earners who think they have “started late”. Trust me, when you look at my life, you will feel better about yours. Be it money or education or general living, fear has been a great stimulant for me. Specifically the fear of making the same mistakes again, the fear of being in the same situation again. As I write this, I am recovering from a nasty nightmare where this very fear is the central theme. Freud would have had a field day with me! read more

Eat only when hungry and invest only where necessary

If you start searching for the right diet to lose weight, you might be surprised at the number of opposing theories and options available: “eat no fruit”; “eat only fruit”; “eat no carbs”, “eat the right carbs”, “eat no fat”, “eat the right fat”, ” count calories”, ” don’t count calories”. Makes you wonder if there is any method to such regimes. read more

Business Lessons From The Mummy; Split; King Arthur: Legend of the Sword

Here are some important business lessons from the box office collections of three movies released this year: The Mummy, Split and King Arthur: Legend of the Sword. As a movie buff, I am also a box-office receipts buff and all money information is from www.boxofficemojo.com (as on June 28th 2017).

Announcement: As readers may know freefincal has an automated stock analysis spreadsheet for Indian stocks. Now I have extended it to cover US stocks listed at NASDAQ/NYSE. Do share the link with those interested. read more