How to Make More Money In India: Forty real examples

Published: April 30, 2017 at 11:48 am

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Here are forty ways to make more money In India based on real-life inspirational examples of hard work, skill and determination. I asked the members of Facebook group Asan Ideas For Wealth to share details of how they are earning an extra income to supplement their main salaries. I received 100+ responses which make it seem like that there are definitely (at least a)  1001 ways to make more money if we tried. Here is this inspiring list.

I have excluded money from bonds fixed deposits and stock dividends for three reasons: (1) we need money to make that kind of money; (2) I could keep reinvesting that kind of money and redeem when I want (3) anyone who is planning for any goal will have a corpus from which such income can be generated. Many would disagree, but that is how I roll.

I would like to list only those ways and means that use some combination of skill and effort. In many cases, this is distinctly different from the ones that they use at work and in some cases, an extension.

I have also ignored the quantum of such extra cash. It could be 0.5% of the main income or a 150%. As long as it is productive in terms of satisfaction and time spent, it all counts.

If you are a member of Asan Ideas of Wealth, you can access the thread via this link (copy, right click and hit, “go to”)

If you are not a member, get a Facebook account and join via

Disclaimer: If you feel confused about money management after joining, I am not responsible.

how to make more money in India
Source: tax credits

How to Make More Money In India: Forty real examples

  1. web design
  2. Teaching (eg. CA, languages)
  3. Affiliate income (eg. Amazon product links)
  4. Tiffin service
  5. Consulting (various skill set); training; freelancing
  6. Poker!! (not recommended)
  7. Tuition (would like to think of it as different from teaching!)
  8. Data entry
  9. online property marketing
  10. Writing
  11. Coding
  12. Photography
  13. Internet marketing
  14. Cryptocurrency trading – eg. bitcoins
  15. Product reviews – apps, gadgets etc.
  16. Driving autos or cars
  17. Stock, currency or commodity trading
  18. Uber ownership
  19. Discount info website (coupons)
  20. Youtube Channel
  21. Drawing
  22. Seasonal (Festival) items sales
  23. Social Media Marketing ( via a group or page)
  24. Franchisee (eg. Ice cream parlour or restaurants)
  25. Farming – coffee, fruits, spices …
  26. Renting (hmmm not so hot about this one)
  27. App creation
  28. Ownership in white collar or blue collar startups
  29. Online selling of either homemade ( clothes; ayurvedic hair oil; multigrain cereals Pappad, pickles, soaps …) or procured products
  30. Matrimonials
  31. Cloth printing/painting
  32. acupuncture
  33. Yoga classes; Dance Classes; Chocolate Making; Ice Cream making;
  34. home based internet company
  35. Employee Referrals
  36. Book Sales
  37. insurance selling
  38. Tupperware
  39. Blogging – Adsense, content marketing, ad placement etc.
  40. Selling digital signatures

Although there can be no doubt that this list is inspirational and makes you want to think of ways you can use your skill set to make some extra cash, there are some caveats.

I would like to thank everyone who contributed to my thread at Asan Ideas for Wealth. Without offending any of them, I would like to distinguish three ways of making money.

Income generated from a Skill:  For example a tiffin service, tuitions or coding. You can advertise all you like, but unless you are a skilled cook or you have hired one, it will not take off. Here the customer or client can directly evaluate how good you are. These kinds of business, although profit-driven, do not suffer from any conflicts of interest. There can be insincerity involved, but such things can be spotted eventually.

Skill generating an income (for want of a better term): Affiliate income, ad income from blogging, referrals etc. Now, this is dangerous. There are bloggers who blog for the sake of money. They can game the system and get on top of Google. For example, a post like “top 15, best ELSS funds to invest in” is purely meant for the consumption of search engines. When we click on a Google search result, we have no way of directly evaluating the competence of the blogger or the affiliate marketer. Many bloggers get gifts or money in exchange for posts. There is a serious conflict of interest involved.  They are skilled in making money, but that need not mean they are skilled in helping people. This is distinctly different from the first category. Many fantastic (even free products) are obscured from Google search results because affiliate marketers write detailed posts about “how good” certain products are and assume that a disclaimer at the end of the post is enough to make everything all right.

No offence to anyone, but it is near impossible for the end user to evaluate competence and sincerity as in the first case. That is the key difference. Like in any group, there are some good apples, but if I knew how to tell them apart, I won’t be searching for information.

Income from investment: This includes the income from dividends, interest payout and also from investing in both the above categories.

Feel free to share your thoughts and ways in you make some extra cash.



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About the Author M Pattabiraman author of freefincal.comM. Pattabiraman(PhD) is the author and owner of  He is an associate professor at the Indian Institute of Technology, Madras since Aug 2006. Pattu” as he is popularly known, has co-authored two print-books, You can be rich too with goal based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management.  He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. Pattu publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year (2.5 million page views) with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis. He conducts free money management sessions for corporates  and associations(see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints, TamilNadu Investors Association etc. Contact information: freefincal {at} Gmail {dot} com (sponsored posts or paid collaborations will not be entertained)
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1 Comment

  1. Hi puttu,

    Instead of having a small cap or mid cap fund in my portfolio can I have a foreign equity fund like Franklin Feeder US opportunities fund.
    Kindly compare the franklin us feeder fund with mid or small cap.


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