How do I increase equity exposure in my investment portfolio?

Many readers ask us from time to time how to increase their equity exposure for long term financial goals. Their current portfolios are debt-heavy and largely ill-liquid. This is a serious problem many investors face, particularly those who started earning early in their 20s. In my case, I started earning and investing for retirement only…

Continue reading →

Selling Property? Don’t Miscalculate Your Section 54 Reinvestment Amount

In a previous article, we highlighted the common mistake made by many while claiming capital gain exemption under Section 54 and Section 54F – Claiming Capital Gains Exemption? Watch Out for This Common Slip. In this article, we shall deep-dive into how much one should invest to claim capital gain tax exemption under Section 54 of…

Continue reading →

Unrealistic aspirations will make us poor even if we earn in Lakhs!

With each passing day, Indians consume more and more than previous generations. Their aspirations, dreams and wants are often higher than their salaries. Whenever I am invited to speak to a group of employees on the basics of investing, I hear stories of excessive debt. There is a growing mismatch between income and aspirations. People…

Continue reading →