Simple Steps to De-risk Your Investment Portfolio

Risk management is the key to investing in volatile instruments like equity (or gold). De-risking refers to a process of containing losses. This typically is achieved by targeting a better risk-adjusted return instead of a ‘better return’.De-risking can passive or active. Here are some simple steps to de-risk your investment portfolio Cautionary note: A mutual fund SIP…

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A Step-By-Step Guide to Long Term Goal-Based Investing

Here is a step-by-step to guide, plus calculator, to begin and track long-term goal based investing.  Most goal planning calculators tell you how much you should invest.  This sheets asks you, how much you can invest and goes about calculating the portfolio return. With that you can calculate the asset allocation required (equity to fixed income ratio)….

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