Overwhelmed By How Much You Need To Invest For Your Financial Goals? Here Is A Way Out!

One of the first steps towards taking control of ones financial life is to list down all long-term and short-term goals that one needs funds for. The next step is to use a calculator to estimate how much one needs to invest for each goal independently. The results can often be frightening and sometimes even…

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The What, Why, How and When of Portfolio Rebalancing With Calculators to Boot

Beginning to invest for a long term goal in accordance with a plan is an important first step. Once the investing process is underway, performance of the instruments chosen have to be monitored the portfolio rebalanced the goal plan re-evaluated annually and a few years away from the goal-date a plan to shift funds from…

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OMG! Just Realized My Insurance Policies are Worthless! What do I do?

Thanks to the untiring efforts of many personal finance bloggers, the message “Don’t mix insurance and investments” is spreading fast and creating awareness.  The message is intended primarily for those who are thinking about buying a pension-plan, child-plan, ULIP, endowment plan etc. but have not yet done so. Unfortunately the message strikes fear and panic…

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SIP Vs. VIP Comparison with Sensex Monthly Returns

Among the many methods available to safeguard ones investment from stock market volatility, the most popular is to invest a fixed amount at periodic interval irrespective of market conditions. This is of course known in India as systematic investment plan or SIP. One could add an aspect of market timing by gauging returns with respect…

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Einstein and Personal Finance

He never said it!  Said what? “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” “The most powerful force in the universe is compound interest” “Compounding is mankind’s greatest invention because it allows for the reliable, systematic accumulation of wealth.” Einstein’s discoveries…

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Interview with Ashal Jauhari: Relentless Financial Awareness Activist

Jago Investor authored by Manish Chauhan is one blog known to most Indians who use the internet. Even those who are chronic procrastinators with respect to their financial life know about it. My own ongoing journey of financial awareness started with Jagoinvestor. A few years ago Manish started the JagoInvestor Forum, a place where investors…

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Comprehensive Child Planner

Secure the future of your children with this comprehensive insurance with goal planner! This insurance with goal planner allows you to determine: 1. the insurance amount need to secure college and marriage expenses of two children 2. the amount need to save for college and marriage expenses 3. insurance amount need to provide inflation adjusted monthly expenses…

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