This is the archive of all our articles from readers detailing their investment journeys.
You too can share your investment journey in this section (anonymously if you wish). You do not need to be financially independent, a crorepati, or have experience to write your journey.
Just write down your relationship with money in chronological order. You do not need to include portfolio amt or investment details (you can if you are comfortable). Please write naturally without the use of AI.
This will inspire the DIY community, and most authors tend to get a better perspective on money management as a result.
There is no required format or age limit. English fluency is also not required — only a willingness to share and aid the community.
Contact us if you are interested. You can send the article to the email from which you respond.
PLEASE NOTE: WE WILL NOT OFFER ANY PERSONAL ADVICE ON YOUR PORTFOLIO.
In this edition of the reader story … It all started in 2010. I wanted to pursue engineering. I had scored around 90%, yet I joined a tier-3 college for my B.E. in Computer Science. Even today, I don’t fully know why — whether I failed to filter colleges well, or whether competition was already that…
Continue reading →In this edition of the reader story, we have a personal financial audit in three parts. (1) A reader’s investing journey and how his thinking evolved, (2) a factual audit of his current financial position, and (3) how he is approaching the road ahead. About this series: I am grateful to readers for sharing intimate details…
Continue reading →In this edition of the reader story, SEBI RIA Ajay Pruthi’s client shares a story. As regular readers may know, Ajay Pruthi is a regular contributor at freefincal. A few years ago, my financial awareness was limited. Like many people, I trusted my bank representatives to guide me toward products that would genuinely benefit me. When…
Continue reading →In this edition of the reader story, we have a debt-to-riches story. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access the full reader story archive. Opinions expressed…
Continue reading →In this edition of the reader story, we meet a 41-year-old unmarried woman who freelances to earn a monthly income of Rs 50,000. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You…
Continue reading →In this edition of the reader story … “This is a chronological account of my investing journey since I started earning in 2017. I am not an expert investor. I have made mistakes, learned along the way, and slowly built discipline. I am sharing this in the hope that it helps early earners who are…
Continue reading →In this edition of the reader story, we meet a tax professional who started investing late but has admirably caught up. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can…
Continue reading →An investor in an SDI (securitised debt instrument) recently shared with us his experience following a default on interest payments. Before we get to the story, a quick (simplified) primer on SDIs (it will remind you of The Big Short if you have seen it; if you have not, you should!). Suppose A, B and C…
Continue reading →In this edition of the reader story, we encounter a 12-year transformative personal finance journey. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access the full reader story…
Continue reading →In this edition of the reader story, we meet a 30-something tech consultant who often ignored logic and followed his heart, but still landed on his feet. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the…
Continue reading →In this edition of the reader story, we meet a 39-year-old who has transformed his life from negative net worth to six times his annual expenses with discipline. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at…
Continue reading →In this edition of the reader story, we meet a 30-year-old PSU employee who has learnt to manage money free from stress. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You…
Continue reading →In this edition of the reader story, we meet a 34-year-old who has achieved financial stability from humble beginnings. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access…
Continue reading →In this edition of the reader story, Sreekanth, who runs the personal finance blog ReLakhs.com, shares his investment journey. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access…
Continue reading →In this edition of the reader story, a 42-year-old doctor shares his journey to financial freedom. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access the full reader…
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