Back when I was still in college, I stumbled onto Freefincal. I’d open one article, and the next thing I knew, I’d have 20 tabs open—each leading me deeper into this endless maze of personal finance. It was a strange obsession for someone who had zero money to their name. I read, I learned, and…

I am Alok, 31 years old, a Group A officer in the central government, and this is my journey to financial independence. I have a 3-year-old child. My wife is a housewife. I joined the service in August 2015. While joining, I had 14000 in my account and nothing else. My starting salary was around…

My Name is Sunil, age 50, achieved financial freedom at 45 & here is my story. An interesting point to note is that I had Average grades in Academics, Average Income, Worked for 25 yr in Manufacturing Companies, NO OVERSEAS Assignment, and NO ESOP & still did very well on Financial with DISCIPLINE, CONSISTENCY, &…

In this edition of the reader story, Sanjoy shares how he deals with his investment fears and doubts. In a previous article, he discussed the Financial Lessons Learned During and After a PhD. In a sequel, he discusses how he overcame his mistakes in investing. About this series: I am grateful to readers for sharing intimate details about…

In this article, Anand Vaidya shares how his investment portfolio has evolved one year after he retired. Anand has written several articles for freefincal (linked below), and this is a sequel. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous…

This year, so many have become first-time crorepatis or well-established crorepatis and have come forward to share their journey on freefincal in the reader story section. This is another such account. Also see: Crossing the Million Mark: Our Journey to the First Crore How I doubled my retirement corpus and became a Crorepati Analyzing the…

In this edition of the reader story, we meet a reader who has built a 1 Million USD portfolio through disciplined savings and investments. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of this…

In this edition of the reader story, a reader who has been managing money for five years shares his observations and lessons. In our experience, when young earners come forward and share their experiences, it inspires others (even older investors) to do better, sometimes more than stories by accomplished investors. About this series: I am grateful to…

This year, so many have become first-time crorepatis or well-established crorepatis and have come forward to share their journey on freefincal in the reader story section. This is one such account. Also see: Crossing the Million Mark: Our Journey to the First Crore How I doubled my retirement corpus and became a Crorepati Analyzing the…

This year, so many have become first-time crorepatis or well-established crorepatis and have come forward to share their journey on freefincal in the reader story section. This is another such account. Also see: Crossing the Million Mark: Our Journey to the First Crore How I doubled my retirement corpus and became a Crorepati Analyzing the…

In this edition of the reader story, we meet a 33-year-old planning to retire by 45. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of this article. You can also access the full reader…

In this edition of the reader story, Sahil shares his financial audit. A sequel to How Sahil Plans to Achieve Financial Independence by Efficient Tracking. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of…

In this edition of the reader story, we meet a retiree who has been investing in mutual funds for the last 23 years. This is an addition to our “mutual fund success stories” series. See, for example, How mutual funds helped me reach financial independence. About this series: I am grateful to readers for sharing intimate details…

In this edition of the reader story, Dr Aakash shares his investment journey while studying medicine. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom of this article. You can also access the full reader story…

We published Analyzing the Growth of my 15 Crores Portfolio a few days back. This was a sequel to  My Journey to a Ten Crore Portfolio. Naturally, there were many questions from readers. Arun looked at them patiently (and silently) and answered the key ones in this article. If you have not read the first…