The 12 stages of retirement planning (accumulation phase)
Retirement planning is a life-long exercise. Ideally, it lasts from when we draw our first salary/income to when we (or the surviving spouse) draw our last breath. During this journey, there are several stages. Each stage teaches us something new. Retirement planning has two stages – accumulation (pre-retirement) and withdrawal (post-retirement). Here are 12 stages…
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