Comprehensive Child Planner

This insurance with goal planner allows you to determine:

1. the insurance amount need to secure college and marriage expenses of two children

2. the amount need to save for college and marriage expenses

3. insurance amount need to provide inflation adjusted monthly expenses for the family and school expenses for two children

It provides the breakup of the insurance amount needed for above goals with a generic action plan.


Download the Comprehensive Child Planner

Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. You need to only cover my travel fare for the session.

Connect with us on social media

Do check out my books

You Can Be Rich Too with Goal-Based InvestingYou can be rich 243x300 - Comprehensive Child Planner

My first book is now available at a 35% discount for Rs. 258. It comes with nine online calculators.  Get it now .  The Kindle edition is only Rs. 199.

Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want

Cover pink - Comprehensive Child Planner
My second book is now only Rs 199 (Kindle Rs. 99) Get it or gift it to a young earner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.   Get the pdf for ₹199 (instant download)

Create a "from start to finish" financial plan with this free robo advisory software template

Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too” are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.

6 thoughts on “Comprehensive Child Planner

  1. Hello Sir. My name is Arvind Kapoor. I am a CFP presenttly working with a pvt bank as Relationship Manager. I have downloaded the financial calculators but I am unable to open the file. Plshelp

    1. Hi Arvind, The files can be opened by any excel version from 2002 onwards. You are the first to have this problem. Likely a problem in the network or your computer. See if you are able to open the other calculators. If not try any other excel file from a site like
      If you are able to open other files then let me know specifically which file is problematic. I will then send it to you.

  2. Sir pls provide few tips as to how can i develop more knowledge abt financial products and improve my financial planning skills. I did my CFP throuugh challenger status but i couldnot get opportunity to apply planning skills for my clients.

    1. Arvind, the only solution is to read and interact with clients more and more. Also do your own financial planning. Imagine you to be bet.
      age 20-30 then 30-40, 40-50 etc.
      At each stage how will you plan your life?
      Purchase a book like Lights Camera Action from Ranjan Varma. That will also help

  3. When you are arriving Net Insurance requirement (Cell – B45), I believe, you need to subtract Current Life Insurance Cover (Cell – B10).

Comments are closed.