This is a category-wise listing of do-it-yourself (DIY) financial planning resources available at freefincal. If you cannot find what you are looking for, try the search option in the middle of the right panel. If it is not there too, please leave a comment.
Flagship DIY Calculators/articles
Integrated Financial Plan Creator
Automated Mutual Fund & Financial Goal Tracker
Four part series on Goal Based Investing
Contented investing
Contended investing is a style of investing I strongly believe in and would like to promote using this blog. Here are few articles that will explain this idea better.
- The Contended Investor
- Frugality: The cornerstone of personal finance
- The permanent portfolio: A fascinating low volatility option for the Indian investor
Insurance Calculators
Follow a ‘Need-based approach’. One of the most comprehensive available online.
Are you in your 20s, just starting out on a job? Are you married with no children yet? You want to buy a term insurance policy but confused about how much to get insured for?If you have said yes to any of the above questions, here is a simple insurance calculator that would suit you.
This calculator allows you to determine:1. Paid-up value
- Guaranteed Surrender value
Special Surrender value
Financial Planning Calculators
- Comprehensive Child Planner
- Monthly Financial Tracker
- Financial Freedom Calculator
- Financial Health Check – Standard Version
- Financial Health Check With Optimized Goal Investor!
Goal-based investing is central to personal financial planning and a key aspect of personal finance. Here is a list of articles, and tools on goal-based investing.
Portfolio Management Calculators
- Portfolio Rebalancing –Volatility Simulator
- Types of Portfolio Rebalancing
- Permanent Portfolio Illustration
- Portfolio Rebalancer Version I
- Portfolio rebalancing simulator version I
3. DIY Financial Planning Guide
Investment Calculators
List of available investment calculators:
Loan/Mortgage
Here is a list of unique loan and mortgage calculators for you to plan your finances.
FD, RD, Debt Mutual Fund
Here is a list of calculators and resources related to fixed deposit (FD), recurring deposit (RD) and debt mutual funds.
1. Fixed Deposit and Recurring Deposit Calculators
- FD-Maturity value
Comprehensive Fixed Deposit Calculator – I: Total and Advance Tax Liability
Comprehensive Fixed Deposit Calculator – II: The Income Clubbing Headache
- Variable RD Calculator
- Comprehensive Recurring Deposit Calculator
2. Debt Mutual Fund vs. Fixed Deposit Calculators
Hello Mr Pattabiraman Sir
You are indeed a true genius, working at IIT afterall.. In addition, I would genuinely like to thank you for demystifying the world of finace through this indeed exceptional and excellent website… For someone who could never find enough time to penetrate the financial world depths and jargon, this website has helped me understand a fair bit till date.. Also the spreadsheets that you have found time to prepare and share is indeed very generous on your part.
I was wanting to drop you a feedback since sometime now, but better late than never.. Once again, a heartfelt thank you.
Thank you very much for your kind words of appreciation and support.
Hi, very informative article.
I am 28 years old and I am searching for good investment options. I just came to know about peer to peer lending as an emerging platform in India and wanted your views on that.
I have not idea about it.
Sirji,
It has been over a year since I am reading your blog to plan and implement things towards a better financial life.
Your blog, Freefincal, the plethora of excel trackers, your book on goal based investing and AIFW have made a big difference in my financial life.
I keep getting humbled, every time I search your website. It is an endless treasure trove of knowledge.
Thank you, for being so kind and generous to share this with all of us.
Thanks man. Appreciate your support.
Hi SIr,
Am following your blog for recent days. Its informative on financial planning and investment planning. My husband is marine engineer, though we plan things and do investment, We often end up with chaos at the end of his leave due to improper planning. As his salary is only for 6 months during his sailing time. It would be great if you publish an article on planning for the same and give insight on the IT for the seafares, as there is still some confusion that their saling period should be more than 182 days per year like that.
Thanks in advance