Last Updated on December 15, 2022 at 9:44 am
Goal-based portfolio management is an online course to reduce fear, uncertainty and doubt while investing for a financial goal. 3000+ members of our community have already signed up for the course! Join to get clarity on how to plan for your goals and achieve the necessary corpus no matter what the market condition is!! Watch the first lecture for free below!
The course was recently featured in the Economic Times: Meet Pattabiraman, the man who helps many plan a better retirement through his calculators.
- Buy the course. The full price is Rs. 4000, but for a limited time, you can get Rs. 1000 off with the discount code gpms25. This is a 25% discount!
- One-time payment; lifetime access; No Recurring fees!
- To view the course content, register in the course area (details will be sent after purchase) with the email used in the purchase.
- To join the Facebook group (optional), enter the email used in the Facebook Group Answer Box.
- Outside India? Buy via this link for 50 USD
Course presentation: All the videos are available at freefincal.com in a private area. After purchase, you will need to register with your email; activate the account and then access the videos (one-time fee; lifetime access).
We also have a course Facebook group. You can also watch the videos inside the group and use it for discussions among members. A Facebook account (optional) is only needed for discussion and not for watching videos.
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1st lecture is free!
Contents
- Lecture 1: What is Goal-Based Portfolio Management? An introduction
- Lecture 2: What is a sequence of return and why is it important.
- Lecture 3: Managing Risk for a 20Y Goal. Here different methods to manage risk and attain a target corpus is discussed.
- Lecture 4: Why we need to look beyond India Stock Market History. The limitations of our market history and why we need to learn risk management with S &P 500 history is explained.
- Lecture 5 How different equity allocations work for a 20Y goal. Strategies that work for 20Y, 10Y and 5Y goals are explained.
- Lecture 6: What if I started investing late and have a huge fixed income allocation?
- Lecture 7: How practical is the strategy we discussed so far?
- Lecture 8: Basics of Retirement Planning
- Lecture 9 Testing Retirement Strategies with the worst sequence of returns
- Lecture 10: Testing success and risk for retirement strategies
- Discussion: What are your takeaways?
- Lecture 11: How to use Excel Goalseek to convert annual return to monthly return
- Lecture 12: How to create your own monthly portfolio tracker!
FAQ
1 How can I view the online course? After purchase, you will be sent details on how to register in our course area (a private area on freefincal.com). After registration and activation, you can watch the course content. If you wish to discuss among course members, you can also join our Facebook group (optional).
2 I don’t have a Facebook account, and I do not want to get one just for this. What are my options? A Facebook account is only necessary if you wish to discuss your investment strategy among other course members. To watch the course content, you do not need a Facebook group.
3 All this is okay, but what is the course about? The course will talk about different goal-based portfolio management strategies and how they have fared in the past. This will provide a guideline to participants to develop their own method
4 Who should attend this? Those who wish to protect their money from market crashes or years of poor returns should. Those who fear how to cope with a market crash and still have enough money for a goal should. Advisors who wish to manage client money efficiently should. Those who are about to retire or are retired and interested in portfolio management after-retirement should.
5 Who should not attend? Those who blindly believe in the long term potential of the stock market and who are over-confident about returns should not. Those who do not understand the basics of goal-based investing such as, what is a financial goal, what is inflation etc, should not attend.
6 What will not be covered in the course?
- How to select and manage mutual funds
- How to select and manage stocks or any financial instrument
7 What will be covered in the course? How to minimise risk in a portfolio so that it does not deviate too much from the expected target corpus at any time in the investment journey. Naturally, no fool-proof strategies or magic formulas will be handed out. The idea will be to think about and devise an asset allocation strategy based on factual evidence.
8 Is this a basic course or an advanced course? This is an essential course! It will not have any math or formulae that you need to figure out, but it will have several charts and plots that you need to appreciate. Since there is no recurring costs, you can take all the time you need to figure it out.
9 Can newbies sign up for this? Anyone can sign up, provided they do not come looking for “ready-made solutions” and help with the “basics”. The lectures will tell you what asset allocation strategy works more often and what works less often. What you choose will be up to you.
10 I am an advisor? Should I sign up? I am fairly confident that the contents of the course will not be found in the textbooks you have studied. In fact, considering how the advisor community talks about rewards, I think it is important for open-minded advisors to appreciate the risks associated with goal planning.
11 Does this course include investment advisory? Will you help me choose products or suggest suitable ones? No. Stay away.
12 Will you provide a refund if I am not satisfied? No. Read the full FAQ, and clarify doubts before buying?
13 What exactly am I paying for? The fee is only for watching the videos. Any discussion that you have with me or other group members is not part of the fee. This means, if after watching the videos you post a comment, “why don’t you try this method and see what happens?”, I am not obligated to do it, but will do my best if it will help the group.
14 What are the dos and don’ts in the group? Naturally no self-promotion and no asking for specific investment advice. For example, 1 am 30, this is my portfolio …. what do you think? The group is for DIY investors if you can appreciate what DIY actually means!
You can ask for clarifications on the course material, offer suggestions and alternative strategies and ask what others think of your goal-based strategy. As mentioned above, I or anyone else in the group is not obligated to answer.
Naturally, members will have to be civil, respectful and courteous. Any unacceptable behaviour (in my opinion) will result in expulsion. Once expelled, members will not be added back even if they pay.
15 Why is the fee so low? I do not want the fee to be prohibitively high. I would like all DIY investors across tax slabs to benefit.
16 Is this a one-time fee or recurring? This is a one-time fee. I plan to add more videos in the coming weeks, and there will be no extra charge for that.
17 How many videos are there, and what is the total duration? The total video content is more than 5 hours. Each video will be short, no more than 20 minutes. You can watch and rewatch at your leisure.
- Buy the course. The full price is Rs. 4000, but for a limited time, you can get Rs. 1000 off with the discount code gpms25. This is a 25% discount!
- One-time payment; lifetime access; No Recurring fees!
- To view the course content, register in the course area (details will be sent after purchase) with the email used in the purchase.
- To join the Facebook group (optional), enter the email used in the Facebook Group Answer Box.
- Outside India? Buy via this link for 50 USD
If you have any other questions, leave a comment or write to [email protected].
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About The Author
Dr M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. He has over ten years of experience publishing news analysis, research and financial product development. Connect with him via Twitter(X), Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You can be rich too with goal-based investing (CNBC TV18) for DIY investors. (2) Gamechanger for young earners. (3) Chinchu Gets a Superpower! for kids. He has also written seven other free e-books on various money management topics. He is a patron and co-founder of “Fee-only India,” an organisation promoting unbiased, commission-free investment advice.Our flagship course! Learn to manage your portfolio like a pro to achieve your goals regardless of market conditions! ⇐ More than 3,000 investors and advisors are part of our exclusive community! Get clarity on how to plan for your goals and achieve the necessary corpus no matter the market condition is!! Watch the first lecture for free! One-time payment! No recurring fees! Life-long access to videos! Reduce fear, uncertainty and doubt while investing! Learn how to plan for your goals before and after retirement with confidence.
Our new course! Increase your income by getting people to pay for your skills! ⇐ More than 700 salaried employees, entrepreneurs and financial advisors are part of our exclusive community! Learn how to get people to pay for your skills! Whether you are a professional or small business owner who wants more clients via online visibility or a salaried person wanting a side income or passive income, we will show you how to achieve this by showcasing your skills and building a community that trusts and pays you! (watch 1st lecture for free). One-time payment! No recurring fees! Life-long access to videos!
Our new book for kids: “Chinchu Gets a Superpower!” is now available!
Must-read book even for adults! This is something that every parent should teach their kids right from their young age. The importance of money management and decision making based on their wants and needs. Very nicely written in simple terms. - Arun.Buy the book: Chinchu gets a superpower for your child!
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You Can Be Rich Too with Goal-Based Investing
Published by CNBC TV18, this book is meant to help you ask the right questions and seek the correct answers, and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now.Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want
This book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at a low cost! Get it or gift it to a young earner.Your Ultimate Guide to Travel
This is an in-depth dive into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, and how travelling slowly is better financially and psychologically, with links to the web pages and hand-holding at every step. Get the pdf for Rs 300 (instant download)