This is a review of ICICI Prudential Nifty Low Vol 30 ETF FOF, an open-ended fund of funds scheme investing in ICICI Prudential Nifty Low Vol 30 ETF. We try to answer two main questions that investors should ask before considering an investment in this FOF. They are: 1: Does low volatility investing work? If…
Continue reading →HDFC Bank has been a favourite investment for a lot of investors in the Indian equities – be it Retail Investors, Fund Managers, FIIs, or DIIs. And, with good reason too. HDFC Bank has outperformed almost every bank in India in terms of stock price performance. An analysis. About the author: Arjun Budhraja is an…
Continue reading →It is now a little over a month since the release of my new book for kids “Chinchu gets a superpower!“. Here is what parents have to say about it 🙂 What do readers say? I loved the way you carried the discussion forward. I just have two words – Structured and Free Flowing. Great…
Continue reading →My favourite Twitter bio is actors Kevin Hart’s: “My name is Kevin Hart, and I WORK HARD!!! That pretty much sums me up!!! Everybody Wants To Be Famous But Nobody Wants To Do The Work”. You can replace the “be famous” with “make more money”, which would still be true. Another reality is, among the…
Continue reading →A sentiment that has gained popularity after the Franklin debt funds fiasco is, “avoid all kinds of risk in debt funds”. Now I notice investors preferring liquid funds even for long-term goals stating they cannot tolerate any NAV fluctuations. Does it make sense to use such short-term funds like liquid funds even for long-term goals?…
Continue reading →If I have multiple goals likes retirement, holiday, 1st child’s college fee, 2nd child’s college fee etc., can I use the same mutual fund for all of them, or should I invest in separate mutual funds? A discussion. We have to pull out the “it depends” card for this one. Also, which approach is “simpler”…
Continue reading →I get at least 2-3 emails each day from investors asking me to create a financial plan for them. They have no idea whether I offer such a service or not (I do not); they do not know the fees associated with it but are ready to pay. I laugh when I hear people say,…
Continue reading →This is a question that we have received several times in the last few months: Since NPS (National pension scheme) is a low-cost product, can we use it as an index fund. Typically people wish to use Tier II this way since it has no lock-in. A discussion. First, the basics. NPS Tier I and…
Continue reading →Let us consider the possibilities for an interesting question from Akash received a while ago. “It will take me 10 years to reach my asset allocation goal of 50% equity and 50% fixed income. Can I reduce this time by withdrawing whatever I can from PPF and invest in equity mutual funds? I shall also…
Continue reading →Ask a random person, “how YouTubers make money,” and they are likely to say, “from ads”, and by this, they refer to Adsense insertions at the start and middle/bottom of the video. However, Adsense income is only one of many ways in which YouTubers earn money. In fact, with experience, one learns that there are…
Continue reading →Aditya Birla Sun Life Nifty Smallcap 50 Index Fund is an open-ended scheme tracking Nifty Smallcap 50 total return Index. In this review, we find out if investors considering this index would get anything different or extra compared to existing index funds like NIfty Midcap 150 or Nifty Next 50. The AMC is also launching…
Continue reading →In this article, we review the Edelweiss Greater China Equity Off-shore Fund. This is an open-ended fund of fund scheme investing in JPMorgan Funds – Greater China Fund (the underlying fund). JPMorgan Funds – Greater China Fund is an equity fund investing primarily in a diversified portfolio of domiciled companies in, or carrying out the…
Continue reading →Almost everyone dreams of making more money, but almost everyone has the same two problems: (1) What should I do to make more money? And (2) how do I find the time to do it? By more money, we shall refer to a long-term, scalable combination of active and passive income focusing on automation and…
Continue reading →In this article, we review a pair of yet another open-ended target maturity index fund: IDFC Gilt 2027 Index Fund and IDFC Gilt 2028 Index Fund. These come hard on the heels of Edelweiss Nifty PSU Bond Plus SDL Index Fund – 2026. It is good to see AMC’s wake up to the benefits of…
Continue reading →In this article aimed at new investors, we compare managing an investment portfolio with the task of staying married. If you spend some time in an investment forum, you will notice a distinct pattern: members want the best mutual fund to invest in for the next 10 years or 15 years; they want to know…
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