Individuals to pay Tax on Dividends from Shares and Mutual Funds!
We need to pay Tax on Dividends from Shares and Mutual Funds as per slab from 1st April 2020
Continue reading →New tax regime (section 115BAC): you cannot avail these deductions!
If you choose the new tax regime (section 115BAC) you cannot avail the following deductions.
Continue reading →Lessons from investing for my son’s future for ten years
What I learnt by investing for son’s future (education + marriage) for ten years in a combination of mutual funds and PPF
Continue reading →Only 6 Midcap Mutual Funds beat Nifty Midcap 150 in the last 5 years
A look at how midcap funds performed in comparison to this index in the last 1,2,3,4 and 5 years. Is it time to consider passive investing options in the midcap space?
Continue reading →Why is it so hard to find a fiduciary financial advisor?
27-year old Deepsh asks why is it so hard to find a financial advisor who is a fiduciary financial advisor! His email form this edition of reader story
Continue reading →Why SEBI needs to encourage Individual Fee-only Planners
The latest IA guidelines from SEBI would adversely affect Individual, Fee-only Planners. SEBI Registered investment adviser explains why this is so and how a fee-only model is superior to an asset-based model.
Continue reading →Vodafone Idea Bond Downgrade: What should debt fund investors do?
A discussion on what affected investors should do after the Vodafone Idea bond downgrade. Affected mutual funds have started side-pocketing their exposure.
Continue reading →What is a ‘side-pocket’ in mutual funds? How does it work?
A simple explanation of what is a ‘side-pocket’ in mutual funds, when it is created, how is it useful to investors. An easy-to-understand FAQ
Continue reading →Why SEBI could kill off Fixed-Fee-Only Fin Planning & Jack Bogle’s legacy
If an individual Fixed-Fee-Only RIA engages with a client with a net worth of Rs 40 cr, then the RIA may have to live at below the official poverty line! SEBI RIA Avinash Luthria explains why SEBI’s new RIA regulations on the anvil can do more harm than good
Continue reading →Was Franklin AMC right in marking down Vodafone Idea Bonds?
Franklin AMC marked down Vodafone Idea bonds in their debt funds by 100% SEBI is said to be probing this action. Did Franklin do the right thing? Or should it have waited for the bond to default? A look at both sides of the argument.
Continue reading →31% Annualized Returns from a SIP in Hindustan Unilever (HUL)
A SIP in Hindustan Unilever (HUL) since Sep 2002 would have generated a growth equivalent to 31.22% annualized return! Out of which 1.6% is from dividends!
Continue reading →Ayushman Bharat Yojana – 5 lakh health Insurance: Who is eligible?
Ayushman Bharat Yojana is a government health insurance scheme for five lakh. We consider the features of the scheme and who is eligible.
Continue reading →Are you aware of this restriction about super top up insurance policies?
Super top insurance covers are essential to handle large hospital bills. However, they suffer from a restriction that is not so obvious. Here is what you need to know
Continue reading →Is SEBI trying to harm investors’ interests & destroy fee-only advisory?
In a backward step, SEBI has proposed several harmful changes to regulations governing investment advisors in a consultation paper. We discuss why these affect investors’ and can kill fee-only advisory. You can write to SEBI and help stop these suggestions from becoming a rule.
Continue reading →Did you know these 5 rules that apply only to ELSS Mutual Funds?
Here are five interesting rules and lesser-known facts that apply only to ELSS (tax saving) mutual funds!
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