This is my 2019 personal financial audit: Have you done yours?
This is my 2019 personal financial audit: How my portfolio has grown? How my investments have fared? Where am I with respect to my goals?
Continue reading →These 48 mutual funds outperformed the Nifty in 2019!
Here is a list of 48 funds across 13 categories that bet the Nifty 50 in 2019
Continue reading →How to link PAN with Aadhaar: Pan Invalid If not done by Dec 31st!
A guide to linking Pan number with Aadhaar number. If not done by Dec 31st 2019, Pan will become invalid!
Continue reading →Return difference of Nifty 50 vs Nifty 50 Equal-weight index at all-time high!
The fortunes of the top 10,15 stocks in the Nifty 50 or Nifty 100 has governed the movement of the entire index since Sep 2017. Is this new? The return difference between Nifty 50 and Nifty 50 Equal-Weight Indices is at an all-time high! What can we learn from this? An analysis.
Continue reading →Starting trouble in personal finance? Try Venkatesh Jayaraman’s free ebook!
If you would like to start managing your money in a better way but are suffering from starting trouble, this free ebook can help you get going!
Continue reading →Claim settlement ratio 2018-19 for term insurance: Useful or not?
The Claim settlement ratio for 2018-19 published by IRDA is analysed in detail to show how it can be used, what it can be used for, and how it is not useful (just like last year, even more so now!) to choose a term life insurance policy!
Continue reading →SBI ETF Nifty 50 vs UTI Nifty Index Fund: Which is Better?
This is a comparison of SBI ETF Nifty 50 with UTI Nifty Index Fund. we ask if it automatically makes sense to choose the SBI ETF as its expense ratio is 30% lower? The answer is no!
Continue reading →Govt Updates Scheme Year of All Small Savings Instruments to 2019
The Ministry of finance in a gazette notification dated 12th Dec 2019 has updated the scheme year of all small savings instrument rules to 2019. A look at what has changed and what has not.
Continue reading →Reader Story: I met an accident the day I got married and learned key money lessons
In this reader story, Suresh Murugan shares the lessons he learned after meeting an accident on the way back from his marriage
Continue reading →Mirae Asset Large Cap Fund Review: Buy or Switch To Index Funds?
This is a performance review of Mirae Asset Large Cap Fund. We find out if it makes sense to choose or keep the faith with this fund or switch to large cap index funds
Continue reading →Atal Bimit Vyakti Kalyan Yojana: Will this help if you become unemployed?
The Atal Bimit Vyakti Kalyan Yojana is a new unemployment insurance scheme. Will this provide enough relief if we lose our jobs? Let us find out how the scheme works, its benefits and features
Continue reading →Delay in EPF interest payment: Is there a loss to subscribers?
Will the delay in EPF interest payment for 2018-2019 result in a loss to subscribers? Will it affect compounding? We show that it does with some simple examples.
Continue reading →Beginner’s Guide to Personal Finance: A free e-book by Vinay Rai
This is a free e-book for absolute beginners and newbies to personal finance by Vinay Rai. Young earners and those who wish to organise their personal finances can use this book as a “starter kit” and begin 2020 with confidence
Continue reading →Bharat Bond ETF FAQ: Is it worth buying? Are there better alternatives?
Bharat Bond ETF opens for subscription between 12-20th Dec 2019. Is this the answer to credit risk problems in debt mutual funds? Is it worth buying? Are there better alternatives?
Continue reading →Axis Nifty 100 Index Fund Impressive AUM but is it expensive?
Axis Nifty 100 Index Fund has a Total Expense Ratio of 0.16% for the direct plan with 436 Crores in AUM. Is this too expensive? Is it worth shifting from a Nifty 50 index fund to Axis Nifty 100? Let us find out
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