Come September 2019, Franklin India Equity Fund (previously called Franklin Prima Plus) would complete 25 years – the 3rd such fund from the AMC (along Bluechip, Prima). In this performance review, we take a look at how Franklin India Equity Fund (FIEF) has fared against its benchmarks. Product Positioning: From June 2018, the fund was…
Continue reading →Are you worried if you can afford that new phone or bike or car? Feeling guilty and tempted at the same time? Here is a simple way to find out affordability & organises finances so that you can responsibly buy stuff you love! Every time I got to a corporate money management session, I always…
Continue reading →Most of us would take an instant liking to those who ask intelligent, logical questions. If they are (much) younger than you, it is also both exhilarating and inspiring at the same time. Sandeep Bondili is one such young earner from the Facebook group, Asan Ideas for Wealth. Impressed by his approach to money management, I…
Continue reading →PlumbLine is my list of handpicked mutual funds. This was started in Sep 2017 for beginners to accompany the freefincal robo advisory template. This is the April 2019 edition. If you are seeing this for the first time, please take a couple of minutes to understand what this list is, how it has been compiled…
Continue reading →The Income Tax Department has published ITR forms for A.Y. 2020-21. You can use this article to quickly determine which form is right for you. As on date, only the PDF version of the forms are available. Once the Excel and Java utilities are available, you can download the ITR forms from here. You can…
Continue reading →MNC mutual funds invest a major portion of their portfolio in multinational corporations (MNCs). Since MNCs typically run efficient businesses, they are good picks in an individuals stock portfolio. However, does it make sense to invest in a mutual fund that predominantly in MNC stocks? Let us find out. There are three mutual funds with…
Continue reading →When people say, “over the long term equity will provide good returns”, they often forget or do not want to consider (if they are sales guy) how monthly or annual return sequences combine to result in the final annualized return (CAGR). Sometimes the sequence of returns can be good, sometimes bad. In this article, via…
Continue reading →In this guest post, SEBI registered investment advisor Avinash Luthria who is part of my list of advisors and fee-only India discusses six simple and elegant approaches to managing money. Avinash previously was a Private Equity & Venture Capital investor. His articles have appeared at Business Standard, Mint and The Ken. I respect Avinash’s realistic views on investment risk and reward. His…
Continue reading →This is a review of HDFC Small Cap Fund. Currently rated 5 stars by Value Research (hence the interest among readers to know more), the fund fell the least since Jan 2018 when the small cap index went south. However, there is more to the fund than that meets the eye. I write this article…
Continue reading →Many mutual fund SIP buyers and sellers incorrectly believe that SIP is a disciplined form of investing that reduces market risk because it averages the cost of purchase. In part 2 of “this is how a real market crash “feels” like“, let us travel with a SIP started ten years apart and see for ourselves…
Continue reading →Do Lok Sabha Elections Influence Stock Market Returns? Does the market revive when a strong government assumes office? In June 2016, I had written an article titled, What drives the stock market: GDP? Earnings? Politics? RBI? I reproduce an extract from this article below due to the obvious topical relevance. ————–Begin Extract————– Political Cycles as a market…
Continue reading →This a review and user guide of IPPB App or the India Post Payments Bank Mobile Banking App. How to set it up, features, benefits and limitations authored by Pratik Jain. India Post has long remained an offline bastion of the small saver. However, it has failed to keep up with internet penetration in the…
Continue reading →Don’t be fooled by those who stand to profit from your investments! SIP is NOT systematic investing! Starting a mutual fund SIP and continuing it through market ups and down has nothing to do with systematic investing. Buying mutual fund units on the same of day of each month is automation. It has nothing to…
Continue reading →This is a performance review of Canara Robeco Emerging Equities Fund. We compare fund returns and risk with benchmark and large and mid cap peers. Started in March 2005 as a mid cap fund, it changed to a large and mid cap fund in May 2018. Value Research continues to rate it as it probably…
Continue reading →A PMS or a portfolio management service is a personalised wealth management service where there is no pooling of assets like a mutual fund. A PMS has a minimum investment of Rs. 25 lakh and unlike mutual funds, each buy and sell transaction by the fund manager is taxable in the hands of the investor….
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