Here is a strange but true fact about how mutual funds beat the index! It is also the reason why I keep stressing on downside protection. Mutual funds that beat the index consistently find it easier to beat the index when it falls than when it rises! Here are numbers from the Dec 2018 freefincal Equity mutual fund…
Continue reading →Abhishek Kumar joins the freefincal list of fee-only financial planners and to mark the occasion, here is an account of his chequered journey. Abhishek is also part of fee-only India an association of fee-only financial planners and we met last month at Bangalore. You can contact Abhishek via his website Sahajmoney. Now over to him. While…
Continue reading →This is a performance review of Kotak Standard Multicap Fund, previously known as Kotak Select Focus Fund. As on date, this fund has consistently outperformed its benchmark in terms of risk and reward. However, the fund has swelled in AUM rapidly and this now has the highest AUM among diversified equity funds (excluding SBI Nifty 50…
Continue reading →Here is how you can create your own low volatility, momentum stock list with this download from the NSE published each month. Each month I hope to publish such a list (see: Nine momentum stocks with low volatility for 2019), but here is how you DIY this. What is the meaning of momentum stock? Momentum investing essentially…
Continue reading →I have been posting one video a day for the last 40 days and YouTube has taught me about what mutual fund investors want during this time that Facebook (Asan Ideas for Wealth) did in years. Mutual funds investors do not want to listen to the truth about the risk associated with their investment in equity…
Continue reading →In this guest post, fee-only SEBI registered investment advisor, Swapnil Kendhe discusses his ongoing journey towards becoming a competent and effective financial advisor. One of the first lessons that my PhD supervisor taught me is, “do not get satisfied too easily in life”. Swapnil is the epitome of this saying, continually pushing himself to know…
Continue reading →Here are seven ELSS mutual funds that have beat consistently outperformed Nifty large Midcap 250 Index over the last 3, 4 and 5 years. Again, only 7 out of 31 ELSS funds have qualified. If you are looking for an ELSS mutual fund in 2019, then this can be used as a shortlist. Before we…
Continue reading →PlumbLine is my list of handpicked mutual funds. This was started in Sep 2017 for beginners to accompany the freefincal robo advisory template. This is the January 2019 edition. There are seven changes in funds and fund categories. If you are seeing this for the first time, please take a couple of minutes to understand…
Continue reading →Health insurance room rent sub-limits must be clearly understood before purchasing a health cover else it can hut real bad. In this post, I describe my experience with my mother’s ear surgery and lessons on health insurance sub-limits – the disadvantages and advantages if any. What is a health insurance room rent sub-limit? This essentially means…
Continue reading →Here are 5 large cap funds that have beat the Nifty 100 Total Returns Index. Rather, only 5 out of 36 large cap funds studied in the Dec 2018 freefincal equity fund screener have managed to beat Nifty 100 consistently over 3, 4, 5 years in terms of risk and reward. I am quite surprised more than half the…
Continue reading →The NFO of ICICI Prudential India opportunities fund (open-ended) is set to open on Dec 26th 2018 (to Jan 9th 2018). This fund is a thematic special situations fund with high risk than a diversified equity fund. Here is why you should avoid this fund or wait and watch for it to perform. ICICI Prudential India…
Continue reading →Every December I take stock of my financial goals and evaluate where I stand. I have been publishing this since 2013 and this is the 6th edition and 1st video version. My goal is only to point out the benefits of goal-based investing and have no intentions to brag.My success so far (if it can…
Continue reading →Here are 11 aggressive hybrid (balanced) mutual funds that have beat Nifty 100!! The point is to illustrate how easy it is to get such fund shortlists using the freefincal mutual fund consistency screener. The Dec 2018 was published a couple of days ago. As readers may be aware, I have been comparing the performance of aggressive…
Continue reading →Here is a simple way to select your first stock without breaking your head using the Nifty Strategic Indices. These are a couple of videos published on freefincal @youtube and is along the lines of my lazy investing series. The idea is to help new stock investors to quickly pick stocks with minimal effort. Do have a…
Continue reading →In a circular issued today, Dec. 19th, the EPFO allowed members who have not been employed for at least one month to withdraw up to 75% of their provident corpus. The EPFO circular clearly states that after two months of continuous unemployment 100% of the corpus can be withdrawn. There has been some confusion in this…
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