How to choose a financial planner?

Do you even need a financial planner? Money management, especially  inflation proofing long-term goals, is not rocket science.  Then again, even rocket science is not rocket science! The inclination to act, coupled with commonsense is all that is required. So the answer is, a financial planner is not necessary. Of course, financial planners and ‘independent’ financial advisors…

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What is Your Risk Appetite?

“Invest according to your risk appetite” is a refrain often seen in personal finance articles. This is as useless as it is meaningless. The single most important ailment among investors is their inability to recognise appropriate benchmarks and objectives inflation as the primary benchmark for long-term goals capital preservation as the primary objective for short-term goals tax-efficiency…

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Investor Workshop at Bangalore

The second investor workshop on financial planning and goal-based investing at Bangalore will be held on April 12th, 2015. Event Details The workshop will cover basic aspects of financial planning goal-based investing direct equity investing and ways of stock selection mutual fund selection and analysis goal tracking and portfolio management. Speakers 1) Pattu – freefincal.com…

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Investor FAQs on Returns

Answers to a frequently asked questions on investment returns. 1. What return does the moneycontrol portfolio manager calculate? It calculates the absolute return. That is the percentage difference = (value-investment)/investment. This does not  represent how your money has compounded. Ignore it. Use Value Research portfolio manager to get XIRR returns (a measure of compounding when there…

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