As interest rates fall, the economy in doldrums, equity markets uncertain, debt funds scary and the safety of at least some banks questionable, senior citizens are faced with a difficult problem: “where should I invest with protection and reasonable reward?” Sadly that this has been a recurring issue for the last decade or so and…

If your parents (or you yourself) have significant assets (property, gold, bank deposits, mutual funds, stocks etc) and more than one legal heir, a few simple steps can ensure who gets what asset after their (or your) time. A discussion (and this is not just about writing a will!). You can gently share this article…

The lockdown has put many people out of business and in particular, some segments that dependent on footfall from other parts of the country or the world face huge uncertainty. Even if you are salaried and not sure if you would be in the coming months, a regular income stream has to be set up…

Will Ben Grahams 50% equity 50% fixed income portfolio work for India? Or is too conservative? An analysis

With the lockdown set to impact almost all businesses for months to come, this is a guide to handle a sudden loss income

Here is why you should not be in a hurry to invest Rs. 1.5 lakh into PPF within the first five days of April!

If you had paid Rs. 66 for an item in 1980, it would cost Rs. 1000 today! Inflation constantly reduces our purchasing power. Here is how we can handle this risk.

Investor deposits are now protected up to Rs. five lakh person. This, however, does not mean your money is safe! Why a lot more has to be done to protect investor interests

What I learnt by investing for son’s future (education + marriage) for ten years in a combination of mutual funds and PPF

How I achieved financial independence by tracking investments and increasing them instead of micro-managing and tracking monthly expenses. You can download the investment tracker that I use.

This is my 2019 personal financial audit: How my portfolio has grown? How my investments have fared? Where am I with respect to my goals?