When should I rebalance my portfolio?
We discuss the basics of portfolio rebalancing: why do it, how to do it and when to do it, to address some of the common questions that investors have.
Continue reading →Archive of Articles and resources for financial planning
We discuss the basics of portfolio rebalancing: why do it, how to do it and when to do it, to address some of the common questions that investors have.
Continue reading →If your parents (or you yourself) have significant assets (property, gold, bank deposits, mutual funds, stocks etc) and more than one legal heir, a few simple steps can ensure who gets what asset after their (or your) time. A discussion (and this is not just about writing a will!). You can gently share this article…
Continue reading →Falling interest rates and “risky” mutual funds have spooked senior citizens and their self-appointed advisors – their children. As always, wrong questions like “should I invest in “7.75% RBI bonds?”, “Should I buy PM Vaya Vandana Yojana?” are doing the rounds. A look at how senior citizens should invest in 2020.
Continue reading →The lockdown has put many people out of business and in particular, some segments that dependent on footfall from other parts of the country or the world face huge uncertainty. Even if you are salaried and not sure if you would be in the coming months, a regular income stream has to be set up…
Continue reading →Why bother with debt funds and live in fear when we have safe tax-free options like EPF and PPF?
Continue reading →Will Ben Grahams 50% equity 50% fixed income portfolio work for India? Or is too conservative? An analysis
Continue reading →With the lockdown set to impact almost all businesses for months to come, this is a guide to handle a sudden loss income
Continue reading →Here is why you should not be in a hurry to invest Rs. 1.5 lakh into PPF within the first five days of April!
Continue reading →If you had paid Rs. 66 for an item in 1980, it would cost Rs. 1000 today! Inflation constantly reduces our purchasing power. Here is how we can handle this risk.
Continue reading →Investor deposits are now protected up to Rs. five lakh person. This, however, does not mean your money is safe! Why a lot more has to be done to protect investor interests
Continue reading →What I learnt by investing for son’s future (education + marriage) for ten years in a combination of mutual funds and PPF
Continue reading →How I achieved financial independence by tracking investments and increasing them instead of micro-managing and tracking monthly expenses. You can download the investment tracker that I use.
Continue reading →Are you worried that you will not be able to achieve your financial goals like kid’s education and retirement with your income levels? Here is a step by step solution
Continue reading →We often focus a lot on regular inflation while planning for our goals and cash flows. But a very important aspect which gets missed is ‘Lifestyle Inflation’. This is the concept where a person increases their expenses when there is an increase in their income, in addition to the regular increase in the cost of…
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