Should you invest in SIFs (Specialized Investment Funds) just because you can?

Specialized Investment Funds (SIFs) and information about them are popping up like mushrooms after a rainstorm. Thankfully, they are not a retail product, as the minimum investment is Rs. 10 lakhs (that many investors with Crores of net worth consider themselves “retail” and “middle class” is another matter!). SIFs are supposed to fill the “gap”…

Continue reading →

Can I invest in a Nifty LargeMidcap 250 Index Fund?

We discuss what investors should appreciate before selecting an index fund tracking the Nifty LargeMidcap 250 Index Fund. At the time of writing, five fund houses – Edelweiss, HDFC, ICIC Pru, Mirae Asset and Zerodha offer index funds tracking this index. See our earlier review: Zerodha Nifty LargeMidcap 250 Index Fund Review. The Nifty LargeMidcap 250…

Continue reading →

Do not get emotionally attached to your mutual fund investments!

Many investors display strong emotions whenever a mutual fund or MF asset management company gets into trouble (bond defaults, redemption pressure, front running, etc.). One group blames the AMC, the regulator, and finfluencers and goes into “I want my money back mode” Another group attacks those who are critical of the AMC under pressure and…

Continue reading →

Nifty vs Nifty Next 50 vs Nifty Midcap 150 vs Nifty Smallcap 250: Return Comparison Sep 2025

We compare the rolling returns of Nifty 50, Nifty Next 50, Nifty Midcap 150 and Nifty Smallcap 250. We publish this comparison from time to time. This is the September 2025 edition. Returns for a financial instrument that fluctuates can be calculated in two ways: Point-to-point returns: The effective annual compounded growth rate (CAGR) is…

Continue reading →