Delay in EPF interest payment: Is there a loss to subscribers?
Will the delay in EPF interest payment for 2018-2019 result in a loss to subscribers? Will it affect compounding? We show that it does with some simple examples.
Continue reading →Beginner’s Guide to Personal Finance: A free e-book by Vinay Rai
This is a free e-book for absolute beginners and newbies to personal finance by Vinay Rai. Young earners and those who wish to organise their personal finances can use this book as a “starter kit” and begin 2020 with confidence
Continue reading →Bharat Bond ETF FAQ: Is it worth buying? Are there better alternatives?
Bharat Bond ETF opens for subscription between 12-20th Dec 2019. Is this the answer to credit risk problems in debt mutual funds? Is it worth buying? Are there better alternatives?
Continue reading →Axis Nifty 100 Index Fund Impressive AUM but is it expensive?
Axis Nifty 100 Index Fund has a Total Expense Ratio of 0.16% for the direct plan with 436 Crores in AUM. Is this too expensive? Is it worth shifting from a Nifty 50 index fund to Axis Nifty 100? Let us find out
Continue reading →Debt Mutual Fund Categories Explained For Retail Investors
Debt mutual fund categories are explained in simple language. Retail investors can use them to understand when to use which category. This is part three of a three-part series by SEBI RIA Swapnil Kendhe
Continue reading →Three Key Mutual Fund Terms All Retail Investors Should Know
Whether you hold equity-oriented mutual funds or debt-oriented mutual funds, here are three key mutual fund terms all retail investors should know. This is part two of a three-part series by SEBI RIA Swapnil Kendhe
Continue reading →Basics of Debt Mutual Funds Explained for New Investors
Debt mutual funds need not be hard-to-understand products. Here are the basics that every retail investor should know before investing or avoiding debt mutual funds! This is part one of a three-part series.
Continue reading →Tax on Fixed Deposits: Should we pay each year or on maturity?
Should we pay tax on fixed deposits each year or only on maturity? What does the law say? What are the options for the investor? Can we pay on maturity even if there is a tax deduction at source? Let us find out
Continue reading →Annual subscription at a discount vs monthly subscription: which is better?
Many online products and services can be renewed monthly or annually. The annual fee is considerably lower than the sum of the monthly fees over a year. Does it always make sense to take the discount and pay annually? Let us find out.
Continue reading →Will personal income tax be cut as relief measure to boost economy?
The series of relief measures to boost a flagging economy has led to speculation if personal income tax would be cut next. What is the probability of this happening? An analysis
Continue reading →Is it time for performance linked expense ratios in mutual funds?
With so many mutual funds failing to beat the benchmark over the last 3,5,7 years, it is time for SEBI to come up with performance-linked expense ratios. A discussion.
Continue reading →Motilal Oswal Dynamic Fund Review: Balancing Returns and Risk
This is a review and portfolio history analysis of Motilal Oswal Dynamic Fund, an open-ended dynamic asset allocation fund based on the Motilal Oswal Value Index to determine equity exposure
Continue reading →Can we avoid equity and use EPF plus PPF alone for retirement planning?
Why take so much risk in the stock market if returns are not guaranteed and can be low even after a long time? Why not use EPF plus PPF alone for retirement planning? Let us find out with examples.
Continue reading →Faceless E-assessment Scheme for Income Tax: What is it? Will it help?
A discussion on the Faceless E-assessment Scheme for Income Tax. What is it and what taxpayers need to keep in mind when this comes into play
Continue reading →Tata Focused Equity Fund Review: Is this any different?
Tata Focused Equity Fund is an open-ended equity scheme investing in a maximum of 30 stocks across market caps. We discuss if this is any different or something worth a deeper look
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