Aggressive Hybrid Funds: How have they fared in the last year?
A trailing one-year performance report on aggressive hybrid funds. We compare them with diversified equity funds like large cap, multicap, large and mid cap funds.
Continue reading →EPF vs NPS: Should you shift to NPS because the govt wants you to?
The govt is keen on offering an option to shift from EPS to NPS. While this is a good move from their viewpoint, does it make sense for existing EPF investors to shift to NPS in search of higher returns? We look at the key differences between EPF and NPS to find out
Continue reading →Is it time to exit ICICI Value Discovery & Quantum Long Term Equity?
ICICI Prudential Value Discovery Fund has not outperformed its benchmark, BSE 500 over the last five years. The same is true of Quantum Long Term Equity. Is it time to exit these funds? A report.
Continue reading →All you need to know about the India Post Mobile Banking App
India Post Mobile Banking App has been launched by the Department of Posts for Post Office Saving bank account users. Here is everything that you need to know about this app: its features, benefits and limitations
Continue reading →PMC Bank Fraud: Lessons from Sanjay Gulati’s story
- PMC Bank depositors have been affected by RBI restrictions after a Rs 4,355 crore scam came to light.
- Five depositors have died after RBI imposed withdrawal restrictions on PMC Bank.
- This could happen to us too! What are the lessons to be learnt from this?
Mirae Asset Hybrid Equity Fund: Good Going but Should You Invest?
Direct Investors Prefer Motilal Oswal Small Cap Index Fund from their four Index NFOs
- Out of the four new index funds launched by Motilal Oswal in Sep 2019, the Small Cap 250 Index fund emerges as the most popular among direct plan investors!
Kotak Pioneer Fund Review: Promising or is it too vague?
Kotak Pioneer Fund is a thematic open-ended mutual fund that aims to invest in domestic & international companies that pioneer change and innovation. Is it a promising pick or is the strategy too vague?
Continue reading →These are the worst mutual funds over the last six years!
These are the worst mutual fund performers in 2019 based on their performance over the last five years against a category benchmark. The Oct 2019 Equity Mutual Fund Performance Screener can be used to identify the best mutual fund performers in under a minute! If we define “the best” as the most consistent performers in…
Continue reading →SBI Bluechip Fund Review: Can this outperform Nifty 100?
This is a performance review of SBI Bluechip Fund. Started in Feb 2006, it has grown to become one of the biggest large cap funds with 22746.36 Cr as on 30 Sep 2019, much of it in recent years. Does it make sense to invest in this fund anymore or shift to a Nifty 50 index…
Continue reading →Franklin India Savings Fund Review: Who should invest
This is a review of Franklin India Savings Fund, an open-ended money market mutual fund that invests in bonds of up to one year and aims to lower interest rate fluctuations with low to moderate credit rating risk. This fund can be considered by investors wanting a little more (potential) return than liquid funds without…
Continue reading →Will you choose a risky mutual fund if it has a chance of beating the index?
Will you choose a risky mutual fund if it has a chance of beating the index? This is a question that can be convincingly answered, yes or no. Here is how 233 investors responded and what it means to our understanding of risk and reward. We shall discuss three other related polls on the investment journey. Before…
Continue reading →Fixed Income Investment Options For Accumulating Retirement Corpus
Everyone agrees that a good amount of equity exposure is necessary for building a retirement corpus capable of handling inflation when income from employment stops. This can be done via some mix of equity mutual funds and direct equity. What about the fixed income or debt part of the portfolio? Let us consider the investment…
Continue reading →Which Nifty, Nifty Next 50, Sensex index funds have lowest tracking error?
Let us find out which index funds tracking the Nifty, Sensex or Nifty Next 50 have the lowest tracking error using a simple and easy to understand method. If there is enough interest, I shall publish this report from time to time. We shall restrict the discussion to index funds for now. ETF tracking error…
Continue reading →How I Helped a Young Nuclear Family Invest For Their Children’s Future
When a couple has children, securing their future is a top priority. In this article, SEBI Registered Investment Advisor Preeti Zende discusses the case of a couple, Venkatesh and Latha who desire financial freedom but will have to secure the future of their two children first. She explains in detail how a family can plan…
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