All articles related to the “topic”, gold
When we look at “long term” gold charts, it is quite easy to assume, “gold always tend to given good returns” without realising how volatile it can be. There are ways to reduce the risk associated with buying gold and perhaps even get more returns if we are lucky. In this article, we discuss a…
Continue reading →We compare long term lump sum and SIP returns of Stocks vs Gold vs Bonds to find that 20-year Sensex Returns are now lower than Gold (perhaps for the first time)
Continue reading →Here is when investors should use the Sovereign Gold Bond Scheme 2020-21 and more importantly when not to!
Continue reading →Sovereign Gold Bonds 2019-20 (Series IX) will be opened for the period February 03-07, 2020. The issue price of the Bond during the subscription period shall be Rs 4,070 per gram
Continue reading →Each time gold prices start to move up, there is talk about how “gold is a hedge”, “gold is a safe haven”, about how every investor should have a small exposure to it, 5-10%. The question investors should really be asking is, how much gold in my portfolio will protect it against a market crash?…
Continue reading →A risk and return comparison of Gold (INR, per gram) and Sensex data over the last 40 years reveals that gold is a high-risk, low-reward investment! This is an updated gold vs equity study, much more comprehensive than previous reports. It is important for investors to understand these results especially when gold returns look promising during periods when equity…
Continue reading →The National Institution for Transforming India (NITI Aayog) published a report on transforming India’s gold market in February 2018 and proposed the introduction of a new financial product: Gold Savings Account (GSA). Let us look at its main features, benefits and discuss how and when to use the GSA. As on date, the scheme is only a…
Continue reading →Here are few charts based on a systematic investment in gold. I did this primarily to satisfy my curiosity after a similar study with S & P 500 and Nifty: Buying “low” vs Buying “systematically: Surprise, Surprise! Regular readers may be well aware of my stand on gold: that it is riskier than Stocks! I had also suggested understanding…
Continue reading →Many investors appear confused between investing in gold and buying gold. Here is a discussion on when to invest in gold and when to buy it. Everything starts with the need. If we can clearly state our requirement, the solution often presents itself. Here is an example how to clearly define a goal: Financial Goal Planning:…
Continue reading →Tracking gold-price movements in terms of USD and INR is a simple, but intuitive way to understand the strength of our economy. Here are some observations from staring at the historical gold price movement in USD and INR. The domestic price of gold, that is INR is the equivalent price in USD times the exchange rate….
Continue reading →Here is what you should know before buying sovereign gold bonds either in the primary market (when the next tranche is released) or secondary market (1st tranche issued in Nov 2015). In my opinion, there is only one thing that someone buying paper gold should know: just how volatile returns can be!! The fin min says They…
Continue reading →“Which is the best way to accumulate gold for a marriage?” is a question often asked by parents, brothers and even the bride or groom to be. This is a discussion on a few smart ways to accumulate gold for a marriage. Some of you are thinking, ‘the best way to accumulate gold is not to!’. The…
Continue reading →Here is why one should not buy the sovereign gold bonds which are on sale from Since Nov. 5th 2015, despite the sovereign guarantee and the 2.75% interest rate. From today (5th Nov. 2015), Sovereign gold bonds will be available for subscription at an issue price of Rs. 2,684 per gram. Subscribers can buy bonds which…
Continue reading →Here are some charts from yesterday’s post: Should gold be part of your long-term investment portfolio? Franklin Indian Blue Chip is chosen as representative of equity Franklin Indian Income fund as representative as debt. Per gram price data obtained from indexmudi is used to represent gold investment Data range is June 1997 to June 2014 (quite small…
Continue reading →Should gold be part of your long-term portfolio? Does it help to have some exposure for the sake of diversification? This is the second part of “asset allocation for long-term goals”. The first part which considered only equity and debt, can be found here This post was made possible, thank to Balaji Swaminathan. He got…
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