Writing a Will is a crucial aspect of personal finance and life planning. Although it is often presented as a straightforward task, certain nuances must be understood. Under Section 74 of the Indian Succession Act, 1925 (ISA), which lays down the rules for drafting a Will, it is not mandatory to use technical terms or legal language. The only essential requirement is that the testator’s intention is clearly reflected in the wording.
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However, is it really that simple? Legal language did not evolve because professionals wanted to ensure dependence on them, but rather as a response to ambiguity, conflicting conditions, misinterpretation of words, and the possibility of multiple interpretations when disputes arise.
Let us take an example. Gopal is married to Smitha, and has three children. He writes a Will bequeathing his house in the following way:
“On my demise, the property shall stand bequeathed to my wife absolutely and after her lifetime it shall be bequeathed to my eldest son Ram”.
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This is a common practice, although the wording may vary. However, I would like to raise a few questions:
- Is such a condition valid under the ISA?
- Is it practical? If Smitha holds absolute rights over the property, wouldn’t her own Will (if any) prevail?
- If she dies intestate, will her other children (and a future husband, if she remarries) have rights over the property, or will the father’s Will continue to prevail?
- Can she sell the property during her lifetime? Does she hold absolute ownership? If sold, can the buyer enjoy the property without restriction?
- If she does not have absolute rights, can the property be mutated in her name? How would the property be managed in practical terms, such as filing applications with the local authority or obtaining an electricity connection?
Upon analysis, this bequest is valid under the ISA and does not violate Section 114 (the rule against perpetuity). However, while legally valid, it is practically flawed because it creates significant legal ambiguity.
Section 138: Directs that if a Will bequeaths property to person A absolutely, but later imposes a condition restricting that ownership, the legatee (Person A) will receive the property as if such a condition does not exist.
Section 82: Mandates that the meaning of any specific clause must be derived from the context of the entire Will.
The critical question is whether Smitha acquires an absolute right or merely a life interest, as the wording in the Will is contradictory. If the intent was to grant an absolute right, Gopal should not have imposed subsequent restrictions. Conversely, if the intent was to grant only a life interest, the term “absolutely” should have been omitted. This contradiction creates a high risk of protracted litigation. The following scenarios arise depending on how the courts/revenue might interpret the clauses:
- If she gets an absolute interest: The subsequent bequest to the son, Ram, becomes invalid. As the full owner, Smitha is entitled to effect mutation in her name. She retains the right to execute a new Will, bequeathing the property to any beneficiary of her choice. Should she die intestate, the asset is treated as her self-acquired property and devolves upon her legal heirs. Furthermore, she may sell the property without requiring consent from anyone else, ensuring the buyer receives a clear and valid title.
- If she gets only a life interest: The property vests in Ram after her lifetime. Consequently, neither her Will nor standard intestate succession laws apply to this property. She is restricted from selling the asset unilaterally; a prudent buyer would not proceed without a No Objection Certificate (NOC) or concurrence from Ram. Mutation becomes problematic, as authorities typically refuse to mutate the property fully to her name in such cases. Ultimately, she may face significant difficulties in administering the property due to the ambiguity regarding current ownership.
To avoid this, the language used in a Will should be as clear as possible, conveying the testator’s intent without any element of doubt. A suggested phrasing is provided below:
If she gets an absolute right:
“I bequeath the property described in the Schedule below absolutely and forever to my wife Smitha. She shall be the absolute owner of the property with full powers of alienation. She shall be entitled to effect mutation of the property in her name in the Revenue Records, pay land tax in her name, and shall have the right to sell, mortgage, gift, or otherwise encumber the property as she deems fit, fully and effectively as if it were her self-acquired property.” (Delete the clause about the son).
If it is a life interest:
“I bequeath the property described in the Schedule below absolutely to my eldest son, Ram, subject strictly to a Life Interest in favour of my wife, Smitha. Upon my demise, the absolute title and ownership of the property shall vest immediately in my son, Ram. He shall be entitled to effect mutation of the property in his name in the Revenue Records and pay land tax/property tax in his name. Notwithstanding the above, my wife Smitha shall retain the exclusive right to reside in the property and enjoy all rents, profits, and usufructs arising from it during her lifetime without any hindrance from Ram. My wife Smitha shall have no right to sell, mortgage, gift, or otherwise encumber the property or transfer her life interest to any third party. Upon the demise of my wife Smitha, her life interest shall extinguish, and my son Ram shall hold the property free of all encumbrances.”
In conclusion, one must always bear in mind that a Will, once it comes into force upon the demise of the testator, becomes an irrevocable instrument that can neither be altered nor amended. The courts are bound strictly by the written word, for the testator can no longer appear before them to clarify that ‘his intention was like this’ or to resolve contradictions. Since the author of the document is silent forever, the document itself must speak with absolute clarity.
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