Skip to content

XIRR Returns Calculator

You can use this calculator to determine the compounded annualized growth rate on your investments like endowment policies, ULIPS, Chit funds or any investments where you have made some payments and received some money either periodically or as a lump sum at the end.

You will be surprised how easy it is to calculate this using Excel. This is done using a function called XIRR (internal rate of return for irregular payments).

Download the XIRR Returns Calculator

 

Subscribe to get posts via email

Your subscription is successful if you are directed to the "Welcome Page"

Install Financial Freedom App! (Google Play Store)


Install Freefincal Retirement Planner App! (Google Play Store)


Find out if you have enough to say "FU" to your employer (Google Play Store)


You Can Be Rich Too With Goal-based Investing A book that can help you ask the right questions about money and find simple solutions. Comes with nine online calculator modules. Read more about the book and order now! 

GameChanger - Forget Startups, Join Corporate & Still Live The Rich Live You want Take that international trip at 50% lower costs! Optimise credit card usage! Set money management on auto-pilot! Read more about the book and order now!

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete  the entire comment or remove the links before approving them.

11 thoughts on “XIRR Returns Calculator

    1. pattu

      Thanks. It is easy to replace XIRR with Newton Raphson. However what remains to be see is if NR method is reliable all the time. Will give it a try soon. Thank you so much for sharing

      Reply
  1. bharat shah

    in template given by you there is provision of 50 or so entries. whether can we add more entries , say 200-300 in that template?

    Reply
  2. bharat shah

    thank you very much for your modified file. i have made @202 odd entries of our family equity mfs portfolio w.e.f.1-07-2009 (the date from which i moved consciously from direct equity to equity mfs) and found the combined cagr. @15% ,which is satisfactory to me. i will compare it with that available by using your final version of template for mutual fund and financial goal tracker . i found entering the data very interesting and useful .thank you

    Reply
  3. Shankar

    Hi Pattu,
    Thanks for your post, I got a big doubt on CAGR for two different portfolios. I have two portfolio of investments, one through broker and another through direct mode .

    The broker website is giving me reports with CAGR. For the direct mode, I am calculating the CAGR using your calculator.

    My doubt is how do I calculate the overall CAGR for my entire portfolio ? I am sure that average will not work here 🙂

    Only one way I could think of is to extract the individual transactions from broker's report and use that data along with my direct portfolio transactions. But this is cumbersome for me.. is there any other formula's are tricks available ? 🙂

    Reply
    1. pattu

      You will have calculate CAGR with XIRR for ALL the transactions in both portfolios combined. If you use the automated mf and financial goal tracker, this process is automated.

      Reply
  4. DILIP

    for equity a/c with broker we have to add current valuation(ASSUMING IT IS RECEIVED?) to get proper XIIR?

    Reply
  5. Mohana Ganesh

    Dear Pattu :

    I downloaded the XIRR Returns Calculator. After I feed in the data in the first 3 columns - date, paid or received and amount - how do I calculate the XIRR. Please guide me as I am not able to.

    Thanks

    Reply
    1. freefincal

      After all entries are keyed in, you should see the XIRR to the right of the entries.

      Reply

Do let us know what you think about the article

%d bloggers like this: