Here is why you should not mix insurance and investment

A discussion on why¬† one should not mix insurance and investment and buy pension plans, endowment plans, moneyback policies or even ULIPs.¬†As far as regular freefincal readers are concerned this post is preaching to the choir. Most of you guys know and understand why insurance and investment should not be mixed. Annoucement:¬†My second book,¬†Gamechanger:¬†Forget Start-ups,…

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Download a do it yourself financial planning guide by Rajesh Dalmia

Rajesh Dalmia a certified financial planner and director of Mandar Learning Academy has authored an impressive do it yourself financial planning guide for investors to understand the basic features of insurance planning and goal-based investing. The guide has four excellent calculation charts that enable one to calculate Necessary life insurance cover Corpus’s needed for retirement,…

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OMG! Just Realized My Insurance Policies are Worthless! What do I do?

Thanks to the untiring efforts of many personal finance bloggers, the message “Don’t mix insurance and investments” is spreading fast and creating awareness.¬† The message is intended primarily for those who are thinking about buying a pension-plan, child-plan, ULIP, endowment plan etc. but have not yet done so. Unfortunately the message strikes fear and panic…

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Insurance Policy Surrender Value Calculator (LIC) with Paid up comparison

Download a free Insurance Policy Surrender Value Calculator (LIC) with Paid up comparison and decide what to do with your policy.¬†“I just realized that I have junk insurance policies which won’t serve my financial goals! What should I do? Do I continue? Make them paid-up or do I surrender them?”¬†Most of you will agree that…

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