How a retirement planning calculation scared me to take action

Most investors calculate the investment amount required for their retirement and in for a rude shock. Sleepless nights are quite common! Very few investors manage their finances right after such a shock and start investing with focus and conviction. In this episode of ‘reader audit’, we meet Mr Tinker (name withheld on request), who got…

Continue reading →

My investment journey: from paper share certificates to finance author

In this edition of reader story, Jyotinath Ganguly discusses his investment journey over the past thirty years from buying paper share certificates to authoring a book on money management basics for young earners. About the author:  Jyotinath Ganguly is an IT Consultant, mentor, author and visiting faculty teaching Strategy, Cloud, and ERP. He is interested in…

Continue reading →

Why my investments are still on track in spite of job loss and lower income

In this episode of ‘reader audit’, Nathiya shares how her approach to investing has evolved, guidance from Ashal Jauhari; why she sold all her shares and how her family could cope with job loss and reduced income still managed to keep their investments on track. As regular readers may be aware, we publish a personal…

Continue reading →

How Gowtham started goal-based investing & took control of his money

In the fourth edition of personal finance audits by readers, Gowtham Subramanian discusses how he has started goal-based investing, focusing on asset allocation and how it has made him feel more in control over his finances. As regular readers may be aware, we publish a personal financial audit each December – this is the 2020…

Continue reading →

Reader Journey: “My financial goals are big, but here is why I am not worried!”

“Reader story” is a series where we feature the money management journey of freefincal readers. This week Rakesh Gurbani explains how he got his life in order and is ready to take on his financial goals with confidence. You can access the full archive of all past posts. If you are interested in sharing your story,…

Continue reading →