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Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.
I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.
This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at freefincal.com
Contents
1 What is a Debt Mutual Fund?
2 What To Look For When Buying A Debt Mutual Fund?
3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!
4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.
5 How to Select Debt Mutual Funds Suitable For Your Financial Goals
6 Understanding Interest Rate Risk in Debt Mutual Funds
7 The Rate Cut in Perspective
8 Understanding Credit Rating Risk in Debt Mutual Funds
9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade
10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist
11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile
12 Debt Mutual Fund Returns How to expect when you are expecting
13 Investing in debt mutual funds slow and steady wins the race
14 Dos and Donts of Debt Mutual Fund Investing
15 How to choose debt mutual funds with no credit risk and low volatility
16 How to Choose a Liquid Mutual Fund
17 Is my liquid mutual fund safe
18 Do not invest in dynamic bond funds
19 How and When To Select Ultra Short Term Debt Mutual Funds
20 Choosing Debt Mutual Funds For the Long Term
21 Should I buy Long Term Gilt Mutual Funds
22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk
23 How to Select Mutual Fund Fixed Maturity Plans FMP
24 Introduction to Interval Income Mutual Fund Schemes
25 Smart Ways to Invest in Corporate Fixed Deposits
26 Defer taxes to power compounding.
Download the beginner’s guide to debt mutual funds
Related content:
Are Debt Mutual Funds an Alternative to Fixed Deposits?
How to buy tax-free bonds in the secondary market
You Can Be Rich Too With Goal-Based Investing
Happy to announce that my book with PV Subramanyam has been selected as part of Amazon Best Reads Mar 2017 and a 50% discount. Thank you for your support and trust. If you have not yet got the book, check out the reviews below and use the links to buy at a great price.
A very concise and practical read. No nonsense advice to personal finance.
The best book ever on Financial Freedom Planning. Go get it now!
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- Learn to choose mutual funds qualitatively and quantitatively.
More information is available here: A Beginner’s Guide To Make Your Money Dreams Come True!
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About the Author
M. Pattabiraman is the co-author of two books: You can be rich too with goal based investing and Gamechanger. “Pattu” as he is popularly known, publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis, including a robo advisory template for use by beginners. Contact information: freefincal {at} Gmail {dot} com He conducts free money management sessions for corporates (see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints.Content Policy
Freefincal has original unbiased, conflict-of-interest-free, topical reports, reviews, commentary and analysis on all aspects of personal finance like mutual funds, stocks, insurance etc. All guest authors and contributors to the site also do not have any conflict of interest. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. No promotional content. We do not accept sponsored posts and link exchange requests from content writers and agencies. This is our privacy policy Our website is non-profit in nature. The revenue from the advertisement will only be used for hosting charges, domain registration charges, specific plugins necessary for traffic growth and analytics services for search engine optimisation.Connect with us on social media
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Thanks a lot Pattu for coming out with in Ebook on Debt mutual fund.
I was sincerely looking out for following .
1. Expert Guide to debt fund.
2. Beginners Guide to Equity Mutual Fund.
3. Expert Guide to Equity Mutual Fund.
4. Guideline on Different categories, Sub categories of the Equity Mutual fund across whole mutual fund Industry in India since it vary from different MF houses, different web sites and different blogs.
Thanks once again.
Finally !!!! I would pay for this. This is Gold !!
🙂 Glad to know that. Thanks
I was eagerly waiting for their detailed information. Thank you sir.
Thank you.
Even certified financial planners and other mutual fund advisors do not seem to have grasped the nitty gritty of debt mutual funds as well as you have explained in this ebook, Pattu. Thanks.
Look forward to more enlightening articles, calculators from you.
Thank you. Appreciate your kind generosity. This is just the tip of the iceberg. There is so much more to learn.
Hello Mr. Pattu,
I am looking for to buy e-book for “you can be rich” but cannot find any link. As i live outside India is there a way to buy your book.
Thank you. You can buy the kindle version from here or the Google Play Version for computers, tablets and mobile, here