Free E-book: A Beginner’s Guide To Investing in Debt Mutual Funds

Published: March 3, 2017 at 8:17 am

Last Updated on

Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.

I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.

This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at freefincal.com

e-book-debt-mutual-funds

Contents

1 What is a Debt Mutual Fund?

2 What To Look For When Buying A Debt Mutual Fund?

3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!

4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.

5 How to Select Debt Mutual Funds Suitable For Your Financial Goals

6 Understanding Interest Rate Risk in Debt Mutual Funds

7 The Rate Cut in Perspective

8 Understanding Credit Rating Risk in Debt Mutual Funds

9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade

10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist

11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile

12 Debt Mutual Fund Returns How to expect when you are expecting

13 Investing in debt mutual funds slow and steady wins the race

14 Dos and Donts of Debt Mutual Fund Investing

15 How to choose debt mutual funds with no credit risk and low volatility

16 How to Choose a Liquid Mutual Fund

17 Is my liquid mutual fund safe

18 Do not invest in dynamic bond funds

19 How and When To Select Ultra Short Term Debt Mutual Funds

20 Choosing Debt Mutual Funds For the Long Term

21 Should I buy Long Term Gilt Mutual Funds

22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk

23 How to Select Mutual Fund Fixed Maturity Plans FMP

24 Introduction to Interval Income Mutual Fund Schemes

25 Smart Ways to Invest in Corporate Fixed Deposits

26 Defer taxes to power compounding.

Download the beginner’s guide to debt mutual funds

Related content: 

Are Debt Mutual Funds an Alternative to Fixed Deposits?

How to buy tax-free bonds in the secondary market

You Can Be Rich Too With Goal-Based Investing

Happy to announce that my book with PV Subramanyam has been selected as part of Amazon Best Reads Mar 2017 and a 50% discount. Thank you for your support and trust. If you have not yet got the book, check out the reviews below and use the links to buy at a great price.

A very concise and practical read. No nonsense advice to personal finance.

The best book ever on Financial Freedom Planning. Go get it now!

Your first investment should be buying this book

The (nine online) calculators are really awesome and will give you all possible insights

Thank you, readers, for your generous support and patronage.

Amazon Hardcover Rs. 199 50% OFF

Kindle at Amazon.in (Rs. 244.30)

Google Play Store (Rs. 244.30)

Infibeam Now just Rs. 307 use love10 to get additional 10% OFF.  

If you use a mobikwik wallet, and purchase via infibeam, you can get up to 100% cashback!!

  • Ask the right questions about money
  • get simple solutions
  • Define your goals clearly with worksheets
  • Calculate the correct asset allocation for each goal.
  • Find out how much insurance cover you need, and how much you need to invest with nine online calculator modules
  • Learn to choose mutual funds qualitatively and quantitatively.

More information is available here: A Beginner’s Guide To Make Your Money Dreams Come True!

What Readers Say

Also Available At

Bookadda Rs. 371. Flipkart Rs. 359

Amazon.com ($ 3.70 or Rs. 267)

Google Play Store (Rs. 244.30)

Do share if you found this useful
Share your thoughts on this topic at the  Reddit freefincal_user_forum

Reach your financial goals like a pro! Join our 1600+ Facebook Group on Portfolio Management! You can now reduce fear, doubt and uncertainty while investing for your financial goals! Sign up for our lectures on goal-based portfolio management and join our exclusive Facebook Community. The 1st lecture is free!
Want to check if the market is overvalued or undervalued? Use our market valuation tool (will work with any index!) or you buy the new Tactical Buy/Sell timing tool!
About the Author Pattabiraman editor freefincalM. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored two print-books, You can be rich too with goal-based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management. He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. He conducts free money management sessions for corporates and associations on the basis of money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association. For speaking engagements write to pattu [at] freefincal [dot] com
About freefincal & its content policy Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. We operate in a non-profit manner. All revenue is used only for expenses and for the future growth of the site. Follow us on Google News Freefincal serves more than one million readers a year (2.5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any kind of paid articles, promotions or PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
Connect with us on social media
Our publications

You Can Be Rich Too with Goal-Based Investing

You can be rich too with goal based investingPublished by CNBC TV18, this book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now. It is also available in Kindle format.
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantThis book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a young earner

Your Ultimate Guide to Travel

Travel-Training-Kit-Cover-new This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. Get the pdf for Rs 199 (instant download)
Free android apps