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Free E-book: A Beginner’s Guide To Investing in Debt Mutual Funds

Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.

I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.

This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at freefincal.com

e-book-debt-mutual-funds

Contents

1 What is a Debt Mutual Fund?

2 What To Look For When Buying A Debt Mutual Fund?

3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!

4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.

5 How to Select Debt Mutual Funds Suitable For Your Financial Goals

6 Understanding Interest Rate Risk in Debt Mutual Funds

7 The Rate Cut in Perspective

8 Understanding Credit Rating Risk in Debt Mutual Funds

9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade

10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist

11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile

12 Debt Mutual Fund Returns How to expect when you are expecting

13 Investing in debt mutual funds slow and steady wins the race

14 Dos and Donts of Debt Mutual Fund Investing

15 How to choose debt mutual funds with no credit risk and low volatility

16 How to Choose a Liquid Mutual Fund

17 Is my liquid mutual fund safe

18 Do not invest in dynamic bond funds

19 How and When To Select Ultra Short Term Debt Mutual Funds

20 Choosing Debt Mutual Funds For the Long Term

21 Should I buy Long Term Gilt Mutual Funds

22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk

23 How to Select Mutual Fund Fixed Maturity Plans FMP

24 Introduction to Interval Income Mutual Fund Schemes

25 Smart Ways to Invest in Corporate Fixed Deposits

26 Defer taxes to power compounding.

Download the beginner's guide to debt mutual funds

Related content: 

Are Debt Mutual Funds an Alternative to Fixed Deposits?

How to buy tax-free bonds in the secondary market

You Can Be Rich Too With Goal-Based Investing

Happy to announce that my book with PV Subramanyam has been selected as part of Amazon Best Reads Mar 2017 and a 50% discount. Thank you for your support and trust. If you have not yet got the book, check out the reviews below and use the links to buy at a great price.

A very concise and practical read. No nonsense advice to personal finance.

The best book ever on Financial Freedom Planning. Go get it now!

Your first investment should be buying this book

The (nine online) calculators are really awesome and will give you all possible insights

Thank you, readers, for your generous support and patronage.

Amazon Hardcover Rs. 199 50% OFF

Kindle at Amazon.in (Rs. 244.30)

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  • Ask the right questions about money
  • get simple solutions
  • Define your goals clearly with worksheets
  • Calculate the correct asset allocation for each goal.
  • Find out how much insurance cover you need, and how much you need to invest with nine online calculator modules
  • Learn to choose mutual funds qualitatively and quantitatively.

More information is available here: A Beginner's Guide To Make Your Money Dreams Come True!

What Readers Say

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9 thoughts on “Free E-book: A Beginner’s Guide To Investing in Debt Mutual Funds

  1. Dilip

    Thanks a lot Pattu for coming out with in Ebook on Debt mutual fund.

    I was sincerely looking out for following .

    1. Expert Guide to debt fund.
    2. Beginners Guide to Equity Mutual Fund.
    3. Expert Guide to Equity Mutual Fund.
    4. Guideline on Different categories, Sub categories of the Equity Mutual fund across whole mutual fund Industry in India since it vary from different MF houses, different web sites and different blogs.

    Thanks once again.

    Reply
  2. Kishore Rao

    Even certified financial planners and other mutual fund advisors do not seem to have grasped the nitty gritty of debt mutual funds as well as you have explained in this ebook, Pattu. Thanks.

    Look forward to more enlightening articles, calculators from you.

    Reply
    1. freefincal

      Thank you. Appreciate your kind generosity. This is just the tip of the iceberg. There is so much more to learn.

      Reply
  3. taqi

    Hello Mr. Pattu,

    I am looking for to buy e-book for "you can be rich" but cannot find any link. As i live outside India is there a way to buy your book.

    Reply

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