Free E-book: A Beginner's Guide To Investing in Debt Mutual Funds

Last Updated on October 8, 2023 at 1:39 pm

Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.

I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.

This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at freefincal.com

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1 What is a Debt Mutual Fund?

2 What To Look For When Buying A Debt Mutual Fund?

3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!

4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.

5 How to Select Debt Mutual Funds Suitable For Your Financial Goals

6 Understanding Interest Rate Risk in Debt Mutual Funds

7 The Rate Cut in Perspective

8 Understanding Credit Rating Risk in Debt Mutual Funds

9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade

10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist

11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile

12 Debt Mutual Fund Returns How to expect when you are expecting

13 Investing in debt mutual funds slow and steady wins the race

14 Dos and Donts of Debt Mutual Fund Investing

15 How to choose debt mutual funds with no credit risk and low volatility

16 How to Choose a Liquid Mutual Fund

17 Is my liquid mutual fund safe

18 Do not invest in dynamic bond funds

19 How and When To Select Ultra Short Term Debt Mutual Funds

20 Choosing Debt Mutual Funds For the Long Term

21 Should I buy Long Term Gilt Mutual Funds

22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk

23 How to Select Mutual Fund Fixed Maturity Plans FMP

24 Introduction to Interval Income Mutual Fund Schemes

25 Smart Ways to Invest in Corporate Fixed Deposits

26 Defer taxes to power compounding.

Download the beginner’s guide to debt mutual funds

How to buy tax-free bonds in the secondary market

You Can Be Rich Too With Goal-Based Investing

Happy to announce that my book with PV Subramanyam has been selected as part of Amazon Best Reads Mar 2017 and a 50% discount. Thank you for your support and trust. If you have not yet got the book, check out the reviews below and use the links to buy at a great price.

A very concise and practical read. No nonsense advice to personal finance.

The best book ever on Financial Freedom Planning. Go get it now!

Your first investment should be buying this book

The (nine online) calculators are really awesome and will give you all possible insights

Thank you, readers, for your generous support and patronage.

Amazon Hardcover Rs. 199 50% OFF

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Ask the right questions about money
get simple solutions
Define your goals clearly with worksheets
Calculate the correct asset allocation for each goal.
Find out how much insurance cover you need, and how much you need to invest with nine online calculator modules
Learn to choose mutual funds qualitatively and quantitatively.

More information is available here: A Beginner’s Guide To Make Your Money Dreams Come True!