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Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.
I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.
This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at freefincal.com
Contents
1 What is a Debt Mutual Fund?
2 What To Look For When Buying A Debt Mutual Fund?
3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!
4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.
5 How to Select Debt Mutual Funds Suitable For Your Financial Goals
6 Understanding Interest Rate Risk in Debt Mutual Funds
7 The Rate Cut in Perspective
8 Understanding Credit Rating Risk in Debt Mutual Funds
9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade
10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist
11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile
12 Debt Mutual Fund Returns How to expect when you are expecting
13 Investing in debt mutual funds slow and steady wins the race
14 Dos and Donts of Debt Mutual Fund Investing
15 How to choose debt mutual funds with no credit risk and low volatility
16 How to Choose a Liquid Mutual Fund
17 Is my liquid mutual fund safe
18 Do not invest in dynamic bond funds
19 How and When To Select Ultra Short Term Debt Mutual Funds
20 Choosing Debt Mutual Funds For the Long Term
21 Should I buy Long Term Gilt Mutual Funds
22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk
23 How to Select Mutual Fund Fixed Maturity Plans FMP
24 Introduction to Interval Income Mutual Fund Schemes
25 Smart Ways to Invest in Corporate Fixed Deposits
26 Defer taxes to power compounding.
Download the beginner’s guide to debt mutual funds
Related content:
Are Debt Mutual Funds an Alternative to Fixed Deposits?
How to buy tax-free bonds in the secondary market
You Can Be Rich Too With Goal-Based Investing
Happy to announce that my book with PV Subramanyam has been selected as part of Amazon Best Reads Mar 2017 and a 50% discount. Thank you for your support and trust. If you have not yet got the book, check out the reviews below and use the links to buy at a great price.
A very concise and practical read. No nonsense advice to personal finance.
The best book ever on Financial Freedom Planning. Go get it now!
Your first investment should be buying this book
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- Find out how much insurance cover you need, and how much you need to invest with nine online calculator modules
- Learn to choose mutual funds qualitatively and quantitatively.
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About the Author
M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored two print-books, You can be rich too with goal-based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management. He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice.He conducts free money management sessions for corporates and associations on the basis of money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association. For speaking engagements write to pattu [at] freefincal [dot] com
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Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. We operate in a non-profit manner. All revenue is used only for expenses and for the future growth of the site. Follow us on Google NewsFreefincal serves more than one million readers a year (2.5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any kind of paid articles, promotions or PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
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Thanks a lot Pattu for coming out with in Ebook on Debt mutual fund.
I was sincerely looking out for following .
1. Expert Guide to debt fund.
2. Beginners Guide to Equity Mutual Fund.
3. Expert Guide to Equity Mutual Fund.
4. Guideline on Different categories, Sub categories of the Equity Mutual fund across whole mutual fund Industry in India since it vary from different MF houses, different web sites and different blogs.
Thanks once again.
Finally !!!! I would pay for this. This is Gold !!
🙂 Glad to know that. Thanks
I was eagerly waiting for their detailed information. Thank you sir.
Thank you.
Even certified financial planners and other mutual fund advisors do not seem to have grasped the nitty gritty of debt mutual funds as well as you have explained in this ebook, Pattu. Thanks.
Look forward to more enlightening articles, calculators from you.
Thank you. Appreciate your kind generosity. This is just the tip of the iceberg. There is so much more to learn.
Hello Mr. Pattu,
I am looking for to buy e-book for “you can be rich” but cannot find any link. As i live outside India is there a way to buy your book.
Thank you. You can buy the kindle version from here or the Google Play Version for computers, tablets and mobile, here