Free E-book: A Beginner’s Guide To Investing in Debt Mutual Funds

Published: March 3, 2017 at 8:17 am

Last Updated on

Dear Reader, This is a pdf collection of 26 posts on debt mutual funds written over the past 4 years. I enjoyed learning and writing about every bit of this fascinating space in finance – tradable fixed income. Debt mutual funds are not exactly easy to understand, but I believe they are not hard to understand at least the basics and use them intelligently to reduce the tax burden, especially after retirement. So even if you do not need a debt fund one, it is highly likely that you would need one after retirement. So now would be a good time to start understanding them.

I have only scratched the surface and avoided math. There are two important ideas not covered in the book at a technical level: Yield and duration. Hopefully soon.

This is an as-is reproduction and each chapter would feel like a blog post, because it is one. I have made no attempt to edit them. I have done my best to keep the sequencing logical. I sincerely hope it is of some use to you. Check out the four previously published e-books at



1 What is a Debt Mutual Fund?

2 What To Look For When Buying A Debt Mutual Fund?

3 Understanding Debt Mutual Fund Categories and why it is so hard to choose a debt fund!

4 Are Debt Mutual Funds an Alternative to Fixed Deposits. This chapter has two Slideshare presentations that cannot be accommodated here. Please head over here to view these.

5 How to Select Debt Mutual Funds Suitable For Your Financial Goals

6 Understanding Interest Rate Risk in Debt Mutual Funds

7 The Rate Cut in Perspective

8 Understanding Credit Rating Risk in Debt Mutual Funds

9 Debt Mutual Funds NAV Recovery after Credit Rating Downgrade

10 Debt Mutual Funds Credit Risk and Interest Rate Risk Can Co-exist

11 Poor Debt Fund Advice Match Investment Horizon With Fund Maturity Profile

12 Debt Mutual Fund Returns How to expect when you are expecting

13 Investing in debt mutual funds slow and steady wins the race

14 Dos and Donts of Debt Mutual Fund Investing

15 How to choose debt mutual funds with no credit risk and low volatility

16 How to Choose a Liquid Mutual Fund

17 Is my liquid mutual fund safe

18 Do not invest in dynamic bond funds

19 How and When To Select Ultra Short Term Debt Mutual Funds

20 Choosing Debt Mutual Funds For the Long Term

21 Should I buy Long Term Gilt Mutual Funds

22 How Floating Rate Debt Mutual Funds Reduce Interest Rate Risk

23 How to Select Mutual Fund Fixed Maturity Plans FMP

24 Introduction to Interval Income Mutual Fund Schemes

25 Smart Ways to Invest in Corporate Fixed Deposits

26 Defer taxes to power compounding.

Download the beginner’s guide to debt mutual funds

Related content: 

Are Debt Mutual Funds an Alternative to Fixed Deposits?

How to buy tax-free bonds in the secondary market

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