Fixed Deposit Calculators

These are the latest FD calculators:

Refer to these articles for more details regarding the calculators (the download links in these articles point to the old calculators)

Comprehensive Fixed Deposit Calculator – I: Total and Advance Tax Liability

Comprehensive Fixed Deposit Calculator - II: The Income Clubbing Headache 

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Practical advice + calculators for you to develop personalised investment solutions

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17 thoughts on “Fixed Deposit Calculators

    1. pattu

      Thank you. Let me know if you can think of additional features on these or other calculators. I will be happy to incorporate them. Keep visiting.

  1. Karthik

    No comments to add except "this is so freaking awesome!". Will definitely give comments/features once I get around to using this. But too good sir!

    1. pattu

      Hi Navin, Many thanks. Some sheets will not work properly in Google doc. You are free to upload the file in your google docs account and have a look. If it works, you can use it as you will.

  2. ravikumar

    Thanks for creating this is very helpful for me.Fixed Deposit is an investment where the interest rate is guaranteed not to change for the nominated term.

  3. Shivalika

    This calculator is the best one. Thanks a lot for creating one for people like me who are investing in FDs, but not sure how to calculate the tax amount to be paid on them. Really appreciate your help with this FD calculator.

    1. pattu

      Thank you very much. May I request you to please tally the numbers from the calculator with bank statements and let me know if there are any issues. I would also appreciate if you could share the links to the calculators with your friends.

  4. Vishnu Prasath

    Hello Sir,

    Great Calculator and great article. I wish I read this before. 🙂

    My FD was invested during March 2009 and matured on March 2014. The total interest amount was 7,845.

    Now, I am confused in two things.

    1. Based on my wrong understanding that I have the OPTION to pay the tax AFTER maturity, I did not pay the tax for this FD interest so far. When I realize that I was wrong, it is too late.

    Now, Can I pay the tax for the entire FD Interest while filing tax returns for FY 2013-14?

    2. Though the FD was matured on March 2014, I got it redeemed only on April 2014 (Money credited in my SB Account only by 15-Apr-2014). Does this mean I can include this in FY 2014-15?

    Thank you !!!

  5. Pattabiraman Murari

    Terribly sorry. I saw this only now. If you have never paid each FY for an FD, you can choose to pay the full tax (remaining after TDS) upon maturity. If you have already reported income for one FY and paid the corresponding tax, best to continue that way.


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