Starting trouble in personal finance? Try Venkatesh Jayaraman’s free ebook!
If you would like to start managing your money in a better way but are suffering from starting trouble, this free ebook can help you get going!
Continue reading →Claim settlement ratio 2018-19 for term insurance: Useful or not?
The Claim settlement ratio for 2018-19 published by IRDA is analysed in detail to show how it can be used, what it can be used for, and how it is not useful (just like last year, even more so now!) to choose a term life insurance policy!
Continue reading →SBI ETF Nifty 50 vs UTI Nifty Index Fund: Which is Better?
This is a comparison of SBI ETF Nifty 50 with UTI Nifty Index Fund. we ask if it automatically makes sense to choose the SBI ETF as its expense ratio is 30% lower? The answer is no!
Continue reading →Govt Updates Scheme Year of All Small Savings Instruments to 2019
The Ministry of finance in a gazette notification dated 12th Dec 2019 has updated the scheme year of all small savings instrument rules to 2019. A look at what has changed and what has not.
Continue reading →Reader Story: I met an accident the day I got married and learned key money lessons
In this reader story, Suresh Murugan shares the lessons he learned after meeting an accident on the way back from his marriage
Continue reading →Mirae Asset Large Cap Fund Review: Buy or Switch To Index Funds?
This is a performance review of Mirae Asset Large Cap Fund. We find out if it makes sense to choose or keep the faith with this fund or switch to large cap index funds
Continue reading →Atal Bimit Vyakti Kalyan Yojana: Will this help if you become unemployed?
The Atal Bimit Vyakti Kalyan Yojana is a new unemployment insurance scheme. Will this provide enough relief if we lose our jobs? Let us find out how the scheme works, its benefits and features
Continue reading →Delay in EPF interest payment: Is there a loss to subscribers?
Will the delay in EPF interest payment for 2018-2019 result in a loss to subscribers? Will it affect compounding? We show that it does with some simple examples.
Continue reading →Beginner’s Guide to Personal Finance: A free e-book by Vinay Rai
This is a free e-book for absolute beginners and newbies to personal finance by Vinay Rai. Young earners and those who wish to organise their personal finances can use this book as a “starter kit” and begin 2020 with confidence
Continue reading →Bharat Bond ETF FAQ: Is it worth buying? Are there better alternatives?
Bharat Bond ETF opens for subscription between 12-20th Dec 2019. Is this the answer to credit risk problems in debt mutual funds? Is it worth buying? Are there better alternatives?
Continue reading →Axis Nifty 100 Index Fund Impressive AUM but is it expensive?
Axis Nifty 100 Index Fund has a Total Expense Ratio of 0.16% for the direct plan with 436 Crores in AUM. Is this too expensive? Is it worth shifting from a Nifty 50 index fund to Axis Nifty 100? Let us find out
Continue reading →Debt Mutual Fund Categories Explained For Retail Investors
Debt mutual fund categories are explained in simple language. Retail investors can use them to understand when to use which category. This is part three of a three-part series by SEBI RIA Swapnil Kendhe
Continue reading →Three Key Mutual Fund Terms All Retail Investors Should Know
Whether you hold equity-oriented mutual funds or debt-oriented mutual funds, here are three key mutual fund terms all retail investors should know. This is part two of a three-part series by SEBI RIA Swapnil Kendhe
Continue reading →Basics of Debt Mutual Funds Explained for New Investors
Debt mutual funds need not be hard-to-understand products. Here are the basics that every retail investor should know before investing or avoiding debt mutual funds! This is part one of a three-part series.
Continue reading →Tax on Fixed Deposits: Should we pay each year or on maturity?
Should we pay tax on fixed deposits each year or only on maturity? What does the law say? What are the options for the investor? Can we pay on maturity even if there is a tax deduction at source? Let us find out
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