I achieved financial independence at 35: My journey and lessons
A reader shares her journey to financial freedom. How it changed her life and how the formula for financial independence is simpler than we think!
Continue reading →Why SEBI should stop frequent mutual fund expense ratio changes
Evidence is presented that many mutual funds suddenly decrease the expense ratio of direct plans to invite AUM and increase it back again to profit. It is time for SEBI to curb such frequent changes. in the expense ratio
Continue reading →Worried your income is not enough? Here is how you can plan for financial goals
Are you worried that you will not be able to achieve your financial goals like kid’s education and retirement with your income levels? Here is a step by step solution
Continue reading →These 71 mutual funds were hit by bond rating downgrades in Sep 2019
In Sep 2019, 71 mutual funds across 12 categories were hit by bond rating downgrades. At the same time, 12 mutual funds across 4 categories saw rating upgrades. This is a list of both.
Continue reading →Two Crores in hand or one lakh a month pension for life Which is better?
Arjun had to choose between a two crore lump sum payout and a one lakh a month pension for life. What factors between the choices should he consider before deciding?
Continue reading →Aggressive Hybrid Funds: How have they fared in the last year?
A trailing one-year performance report on aggressive hybrid funds. We compare them with diversified equity funds like large cap, multicap, large and mid cap funds.
Continue reading →EPF vs NPS: Should you shift to NPS because the govt wants you to?
The govt is keen on offering an option to shift from EPS to NPS. While this is a good move from their viewpoint, does it make sense for existing EPF investors to shift to NPS in search of higher returns? We look at the key differences between EPF and NPS to find out
Continue reading →Is it time to exit ICICI Value Discovery & Quantum Long Term Equity?
ICICI Prudential Value Discovery Fund has not outperformed its benchmark, BSE 500 over the last five years. The same is true of Quantum Long Term Equity. Is it time to exit these funds? A report.
Continue reading →All you need to know about the India Post Mobile Banking App
India Post Mobile Banking App has been launched by the Department of Posts for Post Office Saving bank account users. Here is everything that you need to know about this app: its features, benefits and limitations
Continue reading →PMC Bank Fraud: Lessons from Sanjay Gulati’s story
- PMC Bank depositors have been affected by RBI restrictions after a Rs 4,355 crore scam came to light.
- Five depositors have died after RBI imposed withdrawal restrictions on PMC Bank.
- This could happen to us too! What are the lessons to be learnt from this?
Mirae Asset Hybrid Equity Fund: Good Going but Should You Invest?
Direct Investors Prefer Motilal Oswal Small Cap Index Fund from their four Index NFOs
- Out of the four new index funds launched by Motilal Oswal in Sep 2019, the Small Cap 250 Index fund emerges as the most popular among direct plan investors!
Kotak Pioneer Fund Review: Promising or is it too vague?
Kotak Pioneer Fund is a thematic open-ended mutual fund that aims to invest in domestic & international companies that pioneer change and innovation. Is it a promising pick or is the strategy too vague?
Continue reading →These are the worst mutual funds over the last six years!
These are the worst mutual fund performers in 2019 based on their performance over the last five years against a category benchmark. The Oct 2019 Equity Mutual Fund Performance Screener can be used to identify the best mutual fund performers in under a minute! If we define “the best” as the most consistent performers in…
Continue reading →SBI Bluechip Fund Review: Can this outperform Nifty 100?
This is a performance review of SBI Bluechip Fund. Started in Feb 2006, it has grown to become one of the biggest large cap funds with 22746.36 Cr as on 30 Sep 2019, much of it in recent years. Does it make sense to invest in this fund anymore or shift to a Nifty 50 index…
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