Don’t miss this opportunity to increase equity by rebalancing your portfolio!

Here is why I think this market “correction” is a great opportunity to rebalance our portfolios and increase equity exposure (video version included below). However, this opportunity is available only for this who have a clear target asset allocation. That is how much of the portfolio should be in equity and how much should be…

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List of funds that have outperformed Nifty 200 & Nifty Midcap 150 Total Return Indices

Here is a list of mutual funds that have outperformed Nifty 200 & Nifty Midcap 150 Total Return Indices as on October 2018. The data is sourced from the October 2018 Equity Mutual Fund Performance Screener. The Nifty 200 is a common benchmark in the ELSS, large and midcap, and multi-cap categories. Nifty 200 consists of…

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ICICI Prudential Balanced Advantage Fund : Performance With Low Volatility

This is a performance review  (with video) of ICICI Prudential Balanced Advantage Fund ( I Pru Bal Adv) against broad market benchmarks like Nifty, Nifty 100 and 200 and composite benchmarks. I Pru Bal Adv is one of the finest dynamic asset allocation funds and here is why. I thank Ravikiran Suryanarayana for this post idea….

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Are we now in a bear market? Market Analysis (October 2018)

Are we now in a bear market? Can we get an idea using long-term technical indicators? In my opinion, there are two robust ways to time the market for lowering investment risk: either use technical indicators/macroeconomic indicators or use a combination of both. Starting this month, I shall be publishing a market analysis based on both…

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Why Aggressive Hybrid (balanced) Mutual Funds score over diversified funds

One of the most common investor mistakes is to assume that higher the equity in the portfolio, higher the reward. Studying balanced mutual funds or aggressive hybrid mutual fund will tell you that this is wrong. In this article, I compare the risk vs return of Aggressive Hybrid Mutual Funds vs diversified mutual funds & show…

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What is the best date to start a mutual fund SIP? Results from 4000+ 10 Year SIP Returns!

One of the common newbie questions regarding mutual fund SIPs is: What is the best date to start a mutual fund SIP? Nothing wrong with the question, but as in most cases, the answers are often wrong. In this post, I discuss the data of 4147 10-year Sensex SIP retuns computed between Jan 1991 and Sep…

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Looking for a fee-only financial planner? Here is a list of questions to ask before you sign up

If you are looking for someone to advise you on money management, then you should sign up with a fee-only financial planner – an investment advisor registered with SEBI – who does not get commissions from any agency and works only for you. Hundreds of readers have engaged the advisors from the freefincal List of Fee-only Financial…

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Spotting Market “highs” and “lows” Using Technical Indicators

Can we spot market highs and lows using technical indicators? The answer is yes, provided a user understands the pros and cons of each method. I discuss the current state of a few technical indicators and discuss their benefits and limitations. This post is in-part triggered by comments from Dhinesh Kumar here: Timing the market by…

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