Expect less and you won’t be disappointed!

“Blessed is he who expects nothing, for he shall never be disappointed”, said British poet Alexander Pope. This applies to investing as well. Low return expectation is the key to minimising effort associated with money management. I have published a series of post on ‘what’ and ‘how’ to expect when you are expecting .. er returns….

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Please Read This Before Buying a LIC Policy!

Are you considering the purchase of an endowment policy? Perhaps a cash back policy? Perhaps your friendly agent told you about a policy or a “magic plan” that would offer constant pension guaranteed by the government? Please read the following before buying an LIC policy or any insurance policy that has an investment component associated…

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Common Sense 101: The difference between probability and possibility

The notion of risk and reward is key to any investment plan. However, our understanding and expectation of risk and reward are often clouded by an inability to distinguish between probability and possibility. Here are a couple of examples that hopefully might bring out the difference. First some book news: Our new book, You can…

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