Retirement Tools

The retirement calculators available at freefincal are listed here

Pre-retirement

Read me first: How retirement calculators work

Low-stress retirement calculator with flexible asset allocation

The even lower stress retirement calculator!

Early Retirement Extreme Calculator

Stress Test Your Retirement Plan

Pay off Home Loan or Invest For Retirement Calculator

Retirement Planner For The Middle-Aged Employee ← developed entirely from user feedback

Post-retirement

Generating an inflation-protected income with a lump sum

Illustration: Generating inflation-protected post-retirement income

Inflation-protected Income Simulator

Retirement Withdrawal Rate Calculator

Retirement ‘Bucket Strategy’ Simulator ← Surprisingly popular retirement corpus management simulator

Read me first: How retirement calculators work

Older versions

 

Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; where to invest; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. I can do the talk via conferencing software, so there is no cost for your company. If you want me to travel, you need to cover my airfare (I live in Chennai)

Connect with us on social media


Do check out my books


You Can Be Rich Too with Goal-Based InvestingYou can be rich too with goal based investing

My first book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create customg solutions for your lifestye! Get it now . It is also available in Kindle format .

Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want

Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want
My second book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a youngearner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. Get the pdf for ₹199 (instant download)

Create a "from start to finish" financial plan with this free robo advisory software template


Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too" are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.

10 thoughts on “Retirement Tools

  1. Dear sir,

    Can you consider doing an article for lumpsum vs sip considering a case of one time proceeds which is the case of a inheritance,sale of business etc.

    Thanks

  2. Thanks for your reply. Kindly request you to also consider a case where the inheritance is at a young age and large compared to existing portfolio.how fast do we reach the asset allocation desired?what are the factors to be considered?

  3. Good collection of calculators.

    I have bookmarked page in Pocket for future reference. I will also share this on social media.

  4. Hi
    I am 31 years old
    And I am looking for better retirement planning.
    What do you think I should invest in? P2P or mutual fund?
    Or something else?
    Thanks

  5. Sir request you to post an article about reverse mortgage . How to incorporate that in Retirement Calculation .

  6. Hi Sir,
    This sheet is really awesome and so useful for financial planning.
    I have one question:
    From the sheet step 3, I know the corpus required, how much I should invest in equity/fixed instruments and how to balance the portfolio year on year. If I review after one year or may be 5 years, how do I know my investments have been grown up in track with respect to my goal, i mean the return on investment is as per the inputs mentioned in step 2 sheet.
    Can you please add a column mentioning the minimum value of our investment at the end of each year or percentage of corpus is also fine. This will be helpful for the quick review of our portfolio.
    Thanks,

Leave a Reply

Your email address will not be published. Required fields are marked *