ChatGPT (Chat Generative Pre-trained Transformer) is less than four months old, but it has already taken the world by storm. Microsoft’s Bing has, for the first time, got something that Google hasn’t (at the time of writing). AI-based tech startups are popping up like mushroom after rain: There’s an AI for that. It seems someone…
Continue reading →If you’ve been through the last few posts, you’ll know that my new book co-authored with Pranav Surya is out for pre-order and we’re running a crazy small experiment of eliminating the middleman (aka Amazon). This enables us to provide you the book at a discounted price of 180 as compared to 249 on Amazon…
Continue reading →Last week, Pranav Surya and I had announced our new book: Gamechanger. In the second part of his guest post, Pranav explains about what to expect from the book. Pranav is a mechanical engineer with an MBA in hospitality and tourism. He has worked in 4 countries across 3 continents and is currently working in the tourism industry….
Continue reading →If you have attended one of the DIY investor meets, you might have heard me say, “the secret to ageing well is to surround ourselves with intelligent youngsters”. Be it investors like Krishna Kishore, Indraneal Balasubramanium or superior coders like Pranav Date, eloquent writers like Anish Mohan, I and hopefully the freefincal community has benefited immensely…
Continue reading →Dear reader, welcome! Thank you for purchasing our book, “You can be rich with goal-based investing”. This page contains the necessary links to the tools mentioned in the book but not part of the calculators available at goalbasedinvesting Gamechanger Financial Freedom Calculator FU Money Calculator: Are you ready to say goodbye to your employer? You can Be…
Continue reading →It is not even May, and already 2023 is the year of AI and as Bill Gates recently proclaimed, the age of AI has begun. We recently discussed how ChatGPT could be a game-changer in personal finance. We also demonstrated Retirement Planning with AutoGPT and pointed out that the future of Investment advisory is informal….
Continue reading →AutoGPT is an open-source Python code using Open AI’s GPT4. Unlike ChatGPT, which requires human intervention at every step, AutoGPT can “self-prompt” and find additional information from its knowledge base or the web (depending on the application). It is supposed to be a step towards artificial general intelligence. They are also referred to as Task-Driven Autonomous…
Continue reading →This is an in-depth dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, and how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. The travel training kit (e-book) will include a deep dive analysis into vacation planning, finding cheap…
Continue reading →The strong bull market after the March 2020 market crash has been a gamechanger for anyone who had significant equity exposure for the last two years or so. See for example this reader-audit: My net worth doubled in the last financial year thanks to patient investing! As regular readers may be aware, I had close…
Continue reading →Regular readers may be aware that we have maintained a list of SEBI registered fee-only financial advisors for the last the seven years. Hundreds of our readers work with these advisors receiving advice free from commissions and associated conflict of interest. Over the years, some readers have asked, “what is the solution for people who…
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Continue reading →In this article, we shall discuss how to earn one lakh a month as passive income and why methods like running ads or writing books will not work! In previous articles in this series, we defined what exactly passive income is and why it is a gamechanger for our future. We then discussed the importance…
Continue reading →Sandeep asks, “can you please advice me on how a 22 aged guy should design his investment portfolio & invest regularly?” When the right question is asked at the right time, it can be a gamechanger. We will leave it to the judgment of the reader whether the question was posed to the right person…
Continue reading →In the last ten years, online mutual fund investing has been a gamechanger for both the investor and the industry. I think it is time to stop and ask is it unhealthy to buy mutual funds from an investment platform? Just think about the number of mutual fund investment channels available today, it almost seems like…
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