This is the archive of all our articles related to fee-only India and SEBI registered fee-only investment advisors
Do you have stock options from your employer? Then you are likely to be overexposed to individual stocks. That is the bulk of your portfolio could be from just one or two shares. This is a huge concentration risk and must be handled systematically. Since I know many readers suffer from this problem, I requested…
Continue reading →In this guest post, SEBI registered investment advisor Avinash Luthria who is part of my list of advisors and fee-only India discusses six simple and elegant approaches to managing money. Avinash previously was a Private Equity & Venture Capital investor. His articles have appeared at Business Standard, Mint and The Ken. I respect Avinash’s realistic views on investment risk and reward. His…
Continue reading →In this article, Avinash Luthria explains how even DIY investors can benefit from a discussion with a fee-only SEBI registered investment advisor (RIA). Avinash is a RIA himself and is part of my list of advisors and fee-only India Avinash presents a quiz for investors to assess their knowledge of finance and investing and goes on to discuss an insightful…
Continue reading →I argue why there is no need for financial advisors to be competent because most investors are not worth it and the ones who are worth it do not need advisors! A few years ago, I was engaged in a debate with a colleague. I said, teachers should push themselves to become better and better otherwise…
Continue reading →Abhishek Kumar joins the freefincal list of fee-only financial planners and to mark the occasion, here is an account of his chequered journey. Abhishek is also part of fee-only India an association of fee-only financial planners and we met last month at Bangalore. You can contact Abhishek via his website Sahajmoney. Now over to him. While…
Continue reading →In this guest post, fee-only SEBI registered investment advisor, Swapnil Kendhe discusses his ongoing journey towards becoming a competent and effective financial advisor. One of the first lessons that my PhD supervisor taught me is, “do not get satisfied too easily in life”. Swapnil is the epitome of this saying, continually pushing himself to know…
Continue reading →On Dec 9th, 2018, Fee-Only India, a community of SEBI registered pure fee-only advisors met in Bangalore (pictures below). As patrons of fee-only financial planning, they invited Ashal and me. This is the third fee-only meet and the second this year. The first was in Sep 2017 at Mumbai, the second in March at Hyderabad. It…
Continue reading →Are you an NRI worried about managing your money? Perhaps you are going to become one soon? Perhaps you kn0w of NRI friends who may require some help? In this guest post, SEBI registered fee-only investment advisor Vikram Krishnamoorthy discusses money management factors that NRIs should consider and the questions they should ask. About the…
Continue reading →For God’s sake or at least for the sake your family and hard-earned money stay away from bank relationship managers (RM). They mis-sell expensive and unsuitable products to customers who feel self-important and flattered by their attention. This is how and why they do it. You may be well aware of this, but please do share this…
Continue reading →One of the first SEBI registered investment advisors in the country, Melvin Joseph is an amazing person. He has devised an Rs. 2000 SIP (which I have signed up for) that will not only reward you in bear or bull markets but also change your life and not just your life! No better day to…
Continue reading → In this guest post, SEBI registered fee-only advisor Avinash Luthria who is part of the freefincal list of advisors and fee-only India suggests that investors should minimize costs through index funds and not waste energy fighting the law of no-free-lunch, instead use it as a tool for thinking, to avoid mistakes and also. Avinash Luthria is Founder,…
Continue reading →Avinash Luthria joins the freefincal list of SEBI registered fee-only financial advisors as its 12th member (yet another based in Bangalore) and to mark the occasion, in this guest post, he issues an important warning: “Real returns, (after inflation and tax), across one’s entire portfolio and across one’s lifetime, will be in the ballpark of zero…
Continue reading →Do you want a steady source of primary or secondary income from a business or service? Do you dream of being a successful entrepreneur? Of being your own boss? Sebi Registered Investment advisor and fee-only financial planner Vikram Krishnamoorthy discusses four ways to start any business from scratch and grow it steadily. Vikram is a successful…
Continue reading →In this episode of fee-only advisor journey, Basavaraj Tonagatti, who runs the popular blog Basunivesh, describes his growth from insurance and mutual fund advisor to a financial planner to enterprising blogger and now a SEBI registered investment advisor (RIA), fee-only financial planner. He also joins as the 11th RIA in my List of Fee-only Financial Planners…
Continue reading →In April 2018, when SEBI registered fee-only financial planner Brijesh Vappala and member of fee-only India (FOI) was added to my list of fee-only financial planners, he had written a guest post highlighting a common problem among young earners: A high income will not make you RICH!! He partitioned money spending into four bins or quadrants and showed that if…
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