Guide to efile Income Tax Return For AY 2016-17

This is a guest post by Aparna C K.  She has compiled the following guide to e-file income tax return for AY 2014-15. These instructions are valid for AY 2015-16 and AY 2016-17 also.

If you have already filed your ITR, do forward this post to a person who is yet to do so.

~~~~~~~~~~~~~~~

How to file ITR using efile website:

Create a login. This is useful for future also.

  1. Go to this site: https://incometaxindiaefiling.gov.in/
  2. Click on Register on the top-right, to create a login. A page will appear asking for details.
  3. This blog targets common people and not any other user type listed. Out of the two options in the first line of the “User Type” page, select individual, unless you know that you are HUF.
  4. Follow the steps. Be sure to enter the correct First name, middle name and Surname as per PAN database. Otherwise check it in this link, using your PAN. https://incometaxindiaefiling.gov.in/e-Filing/Services/KnowYourJurisdictionLink.html
  5. Enter all the necessary details correctly, your registration will be successful. PAN no will be your user ID
  6. Know which ITR you are supposed to file:

a)If you have an income from just salary, house property and bank deposits (Savings, FD, RD, Flexi RD), it is ITR1

b)If you have income specified in a) and income from selling Real Estate, Stocks, Mutual fund units, derivatives, gold etc, or you have withdrawn EPF/PPF, it is ITR2

If you do not have capital gains, income from business or profession, foreign assets or income you can use ITR2A

 

c) For partners in firms, it is ITR3 (this has been removed)

d)If you have income specified in a),b), and income from business or profession (fee-based and not salary based), all in the same financial year, it is ITR-4 (now ITRS) 

e) For people having presumptive business  (small businessmen and professionals with income less than 60L a year)it is ITR4S

  1. Login using the PAN number and password created above. You will see this image aparna1
  2. First click on "View Form 26AS” on the 3rd link in the left and check on all the TDS information.
  3. It your return type is ITR1 or ITR4S, then click on the “Quick e-File ITR” link and proceed as described in next few sections.
  4. If your return type is other than those mentioned in 3 above, click on “Download ITR” link. Note that you can see both excel and java utilities for ITR1 to ITR3 and ITR4S, but only java utility for ITR4. If you have java runtime Environment 1.7 or above installed, or you are willing to install, it is advisable to use java utility. Reason is it is neater and easier to use with a Graphical User Interface (GUI) than excel utility. You will get a zip file. Java can run in linux as well. Windows batch file and linux script files are provided for running. Now that you have all the tools ready, here is how you go about filling the form.  

ITR1 using quick – e file (Why would you choose any other option!)

1)     Select form name as ITR1 and Assessment year as 2014-15, note that it is not 2013-14, this is where newbies get confused first. Choose the appropriate option for the address pre-fill, if you are not sure, click on new address. Digital Sign: If you have, select yes. If you do not know what it is, do not bother, select no and press “Submit”.

aparna3

 

Next a web interface appears which will have tabs equal to the number of sheets in ITR1 excel sheet utility or number of tabs in java utility. There is one-one correspondence between all these 3 options. With the quick e-file option you are doing now, most of personal information, and tax details would have got filled automatically. Note that you can fill only white cells and not gray cells. Keep saving the work often.

  • If you had clicked on new address before submitting, fill the address field in the Personal information tab. Verify the Personal information tab.

aparna2

 

  •  Filing Status: Entries here are fairly easy to fill. In  A21, choose option 11 if you are filing before July 31st or option 12 if you are filing afterwards 

aparna4

 

  • Now move to the Tax Details tab. Your TDS information as in Form 16 provided by the employer and TDS information if any tax got deducted by the bank where you hold FDs should be there already. If not, it is time to contact the bank and check why they have not deposited the tax.

aparna6

 

  • Now, go to Income details tab. Fill income under salary as per the Form 16, point 3.

aparna5

 

  • Select house property if you have. Note that if it is self-occupied, you cann
    ot claim HRA under section 10. If it is let out, declare the rent income in the next row.
  • Enter the income from other sources. This should include accrued income under Savings bank account, FD and RDs across all banks. Accrued means not necessarily credited, in case of FD and RDs.
  • Start filling section 80 under B4. You can claim exemption up to 1,00,000 under C1. 80C For a detailed account of what can be claimed under 80C, please see this.
  • Claim health insurance premium under C6. 80D. Note that if you have family floater, even if parents are senior citizens, you can claim just up to Rs 15000. If it is individual cover for parents, you can claim up to Rs 20000.
  • Claim exemption up to Rs 10,000 on savings bank portion of B3, under C17. 80TTA
  • If you have made any donations that are qualified for income tax exemptions, go to the last tab 80G and enter the details. You can do this, only if you have received a certificate with the details of the donee.

aparna7

 

  • Come back to Income Details tab.

aparna8

 

  • Have a look at C20, D1…D12. See if D7 is applicable to you. Try to understand all of them. If D12 is a positive number, you need to pay “Self assessment tax”(SAT). Do this by clicking on “E-Pay Tax” on the left. One way to avoid this would have been by paying “Advance Tax” before March 31st. No interest needs to be paid in that case.
  • After Paying SAT, my guess is, it would appear automatically under Tax paid tab, if not, manually fill it.
  • Go to Taxes paid and Verification tab.

aparna9

 

  • It should show 'zero' under D17. Manually check D14,D15 and D16. If you have paid excess tax, it will show a positive number in D18.
  • Detailed Income slab rates for AY14-15 can be found here.
  • Verify the tax to be paid with the official income tax calculator.
  • Fill all the bank details carefully. Report any small exempted income (less than or equal to Rs. 5000) in D22, for example equity gains by selling shares or units older than a year.
  • Check once again all the tabs and press submit.
  • You will receive an acknowledgment mail, with attached PDF (password encrypted, with your pan in lower case followed by DOB in DDMMYYYY)
  • Print the pdf, sign it, and send it to the address mentioned in the bottom, by ORDINARY POST OR SPEED POST provided by Indian Post Office, no courier.

 

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99 thoughts on “Guide to efile Income Tax Return For AY 2016-17

  1. Aparna

    Hi Anandji and bemoneyaware,
    Thanks for the words of encouragement.
    Except for one or two pictures, rest were added by Prof Pattu.
    So generous of him to give me an opportunity to post and add the missing parts and yet not claim credit for it. I feel excited to see my post here.
    Thanks a lot
    Regards
    Aparna

    Reply
  2. Aparna

    Hi Anandji and bemoneyaware,
    Thanks for the words of encouragement.
    Except for one or two pictures, rest were added by Prof Pattu.
    So generous of him to give me an opportunity to post and add the missing parts and yet not claim credit for it. I feel excited to see my post here.
    Thanks a lot
    Regards
    Aparna

    Reply
  3. siva prasad

    Sir, where to add interest on house loan in ITR. Can I show it as income from house property as negative value. Please help

    Reply
    1. pattu

      I got the following response from experts in facebook group, Asan Ideas for Wealth,
      "For showing interest on home loan, one has to use ITR-2, Schedule HP. Schedule HP of ITR-2 is pretty simple and straightforward. In ITR-2, we just need to punch in the interest figure and it 'll be converted to negative automatically."

      Reply
    2. Ashal Jauhari

      Dear Siva, in case of ITR-1, the interest on home loan is to be put in with a - minus sign. In case of ITR-2 we need to punch in interest figure in HP schedule and it 'll be automatically converted to negative.

      In both cases, this negative figure finally 'll get deducted from your salary income for tax computation and you 'll get the calculation of tax there on on final taxable income.

      Thanks

      Ashal

      Reply
  4. siva prasad

    Sir, where to add interest on house loan in ITR. Can I show it as income from house property as negative value. Please help

    Reply
    1. pattu

      I got the following response from experts in facebook group, Asan Ideas for Wealth,
      "For showing interest on home loan, one has to use ITR-2, Schedule HP. Schedule HP of ITR-2 is pretty simple and straightforward. In ITR-2, we just need to punch in the interest figure and it 'll be converted to negative automatically."

      Reply
    2. Ashal Jauhari

      Dear Siva, in case of ITR-1, the interest on home loan is to be put in with a - minus sign. In case of ITR-2 we need to punch in interest figure in HP schedule and it 'll be automatically converted to negative.

      In both cases, this negative figure finally 'll get deducted from your salary income for tax computation and you 'll get the calculation of tax there on on final taxable income.

      Thanks

      Ashal

      Reply
      1. Supreeth

        Hi Ashal,

        Its not like for those having housing loan interest, they have to ITR -2. Right? I am a salaried employee and I have already filed ITR-1 with a minus sign to declare loss from house property. Please clarify me if I am wrong.

        Reply
        1. ashalanshu

          Dear Supreeth, for single house owner, the ITR-1 is to be used. For more than 1 house, ITR-2A (no capital gains) or ITR-2 (with capital gains) is to be used.

          Thanks

          Ashal

          Reply
  5. Nikhil

    Hi,

    Thanks for the post.
    I am having 2 form 16, then in that case what are the changes to be made while filling ITR.
    Also investments which are not covered in Form 16, can we also include that in ITR.

    Thanks,
    Nikhil

    Reply
    1. pattu

      Nikhil, I got the following response from experts in facebook group, Asan Ideas for Wealth,
      Extract from rules:
      "Further, in case there was more than one employer during the year, please furnish in this item the details in respect of total salaries from various employers". As for investments not shown in Form-16(s), the actual investments made should be shown, and supporting documents preserved to clarify in case of a query/notice/scrutiny.

      Reply
    2. Ashal Jauhari

      In case of ITR-1, simply add up the point 6 from both form 16 - income chargerble to tax under the head salaries.

      The VI A investments and deductions not claimed with employer can be clamed during ITR filing. We need to preserve the record for the same to prove if asked for.

      thanks

      Ashal

      Reply
    3. Ashal Jauhari

      In case of ITR-2 and ITR-3 or ITR-4 or ITR-4S, after putting in the non taxable allowances and taxable perquisites and professional tax (tax on employment) at relevant places, the final taxable salary should match with the sum as mentioned above for ITR-1 case.

      Thanks

      Ashal

      Reply
  6. Nikhil

    Hi,

    Thanks for the post.
    I am having 2 form 16, then in that case what are the changes to be made while filling ITR.
    Also investments which are not covered in Form 16, can we also include that in ITR.

    Thanks,
    Nikhil

    Reply
    1. pattu

      Nikhil, I got the following response from experts in facebook group, Asan Ideas for Wealth,
      Extract from rules:
      "Further, in case there was more than one employer during the year, please furnish in this item the details in respect of total salaries from various employers". As for investments not shown in Form-16(s), the actual investments made should be shown, and supporting documents preserved to clarify in case of a query/notice/scrutiny.

      Reply
    2. Ashal Jauhari

      In case of ITR-1, simply add up the point 6 from both form 16 - income chargerble to tax under the head salaries.

      The VI A investments and deductions not claimed with employer can be clamed during ITR filing. We need to preserve the record for the same to prove if asked for.

      thanks

      Ashal

      Reply
    3. Ashal Jauhari

      In case of ITR-2 and ITR-3 or ITR-4 or ITR-4S, after putting in the non taxable allowances and taxable perquisites and professional tax (tax on employment) at relevant places, the final taxable salary should match with the sum as mentioned above for ITR-1 case.

      Thanks

      Ashal

      Reply
  7. Aparna

    Hi,
    Thanks a lot for all the replies Ashal..He is the best person for all these queries. Hope everyone got answers.
    Regards
    Aparna

    Reply
  8. Aparna

    Hi,
    Thanks a lot for all the replies Ashal..He is the best person for all these queries. Hope everyone got answers.
    Regards
    Aparna

    Reply
    1. pattu

      Aparna says:
      "The point. No 3 of form 16 is to be entered under "salaries" section of itr. It is the balance after accounting for HRA, LTA and this medical reimb"

      Reply
      1. Satyanarayana

        My employer said that they can't process my bills under section 17(2) and asked me to claim it during IT returns filing. How to do it?

        Reply
  9. Nitin Gupte

    Where to enter income from FD interest under section 194A , in ITR 1.for which TDS is already deducted by the bank Nitin

    Reply
  10. Bhavesh

    My form 16 part B Income under the head salaries is 414703.74 but 26AS form (and form 16 part A) shows 403199/- , TDS is same in both of them, what should I fill? I understand that I have to fill my income details according to form 16 part B, but should I update the tax details tab which is showing income from 26 AS pre-filled or keep it as it is? Will it not be mismatching information then?

    I am filling information directly on the government website where they have this "tax details" tab, where they have pre-filled info about my salary and tds, not sure whether to update the salary part as it is different from "income under the head salaries" in form 16 part b, tds is same.

    Reply
    1. Ashal Jauhari

      Dear Bhavesh, in your TDS schedule, please correct the income figure from 4.07L to 4.14L.

      Thanks

      Ashal

      Reply
    1. Aparna

      If there is positive number in row no D18 (in one of the pictures above) you will get a refund. It is explained in the aritcle.

      Reply
  11. Ashu

    Hi,

    My employer missed adding deductions for HRA in Form 16 (rent paid for fiscal year in Bangalore). They are not correcting the Form 16 now.

    Can i correct the Yearly income under head salaries by deduction HRA exemption from it and file my return?

    Do i need to send any rent paid proof to IT dept, for this correction?

    Please help me with this query.
    Thanks
    Ashu

    Reply
    1. pattu

      You can include the right deduction amount when you file ITR and seek for refund. No proof need be submitted. Just keep the proofs safe.

      Reply
  12. karan sahani

    why Tax Exemption Limit in ITR2 Form Java Utility AY2014-15 is calculating for 1 lakh instead of 1.5 lakh.

    Reply
    1. Aparna (Author)

      Hi Karan,
      If you are filing for FY 2014-15, you will get 1.5L limit. For that you need to use Java utility of AY 2015-16, not AY 2014-15.
      Thanks

      Reply
  13. Dhananjay

    Hi there,

    Thanks for putting the information I have a doubt while filling online tax in ITR-1. Inder Tax Details tab there is a field "income under salary" , it is pre populated with some value, which is different than Form 16 - item 8 ( Gross Total Income). Do I need to edit it or leave it as it is?
    Your help is appreciated.

    Thanks,
    Dhananjay

    Reply
  14. SHRINIVAS BIDNUR

    Dear Aparna & Pattu,

    I have d/l both, XL & Java utilities and am facing issues:
    1. XL: Income details tab: row 51 / 5f, System calculated column has #NAME? error
    row 56 5k, has #NAME? error in data entry & System Calculated
    All calculated cells below have same error, UNABLE TO PROCEED.
    When I validate sheet "Income details" sheet I get error
    " Runtime error 13 Type mismatch, Can you help?

    2. Java: No such issues, but Income Details / column D11 (Interest under Sec 234C) is Rs.234
    I have paid TDS and advance tax. Can you halp?

    Reply
  15. Jig(Bharuch)

    On eFiling site when you click on 26AS form to check, it is opening TRACEs site, where again you have to register.

    Bye d way, for NRI , Is it require to file ITR?
    What options i have to choose, if i have only FD,MF and Market investment. Property never sold.

    Very well contents you have provided in article. Thanks Aparna CK.

    Reply
    1. ashalanshu

      ear Jig, If you are logging in from a non Indian server, the form 26AS 'll not open. Ask some one back in India to open and send as PDF file to you.

      Thanks

      Ashal

      Reply
  16. ashok

    HI Sir,

    I tried to fill the income details. When i entered the Total(80C+80CCC+80CCD) as 16500, the system shows the eligible amount as Rs.100000.
    whereas in Form16 i got calculated as 150000. Which is actually correct. I though my employer made mistake in Form 16. Am i right sir..

    Reply
  17. Jayraj Dabral

    Dear Sir, While filing online return Information pre-populated in ITR website under gross income and TDS are coming more than corresponding figures in Form 16. Which I guess is due to different numbers in Form 26AS. Which numbers shall i fill form 16 or 26AS? Also Do i need to get it rectified the mismatch?.. Thanks in Advance..:D

    Reply
  18. Jayraj Dabral

    Dear Sir, While filing online return Information pre-populated in ITR website under gross income and TDS are coming more than corresponding figures in Form 16. Which I guess is due to different numbers in Form 26AS. Which numbers shall i fill form 16 or 26AS? Also Do i need to get it rectified the mismatch?.. Thanks in Advance..:D

    Reply
  19. Pawan Badiger

    Hi, I cannot find any section such as 24(b) in Income details section. Please suggest where I can claim exemption on Housing Loan interes. Will it be okay if I enter negative amount in "Income from one House Property" section

    Reply
  20. Bhushan Dhande

    I have forget to claim HRA in last year. now i want to claim in this form, can you please let me know where do i have to mentioned it in ITR1 ,

    thanks!
    Bhushan

    Reply
  21. Ash

    Dear Team,
    I am getting a tax free salary and exempted from paying any IT(working for Organisation that is exempted from paying tax).Please let me know which form should I use for filing return and where exactly should I mention about the exempted salary amount so as to pay 0 tax.Lat Year I mentioned it under Relief U/S 89 (ITR2)but IT team charged me with the tax and it is still pending with IT office.
    Thanks in advance

    Reply
  22. Ash

    Dear Ashlanshu,Thanks for the prompt reply.As I mentioned in my previous post.I am exempted from paying any tax and that is confirmed.Please let me know where do I mention that and which form to use.
    Thanks

    Reply
  23. Balaji

    Dear Aparna,
    Thanks for the info here. I came across a case where the 26AS shows credit for tax deposited by bank but it doesn't appear in the utility after choosing auto fill option.
    However Advance Taxes paid are shown up automatically.

    Can you pls clarify this?

    Reply
  24. K N MISHRA

    Thanks a lot for giving a fantastic note on QUICK E-FILING-ITR.My question is "can I use EVR through Internet banking after receiving acknowledgement from IT Dept through E-Mail. for verification?If it is 'yes' then how?

    Reply
  25. shahid

    Hi all
    My name is shahid and i m frm kashmir india i want to know how to fill return plx sugest me r contact me cox we r 50 peoples and we dnt knw how to file return

    Reply
  26. venkat1926

    I have paid full self assessment tax and got computerised receipt. In this CIN is not given. Should I insist on this. 2. Should I wait for this self assessment tax to be reflected in 26AS before I upload on my return or can I upload as soon as computerised bank receipt is received.

    Reply
  27. Satya

    Sir,
    for Interest paid on Home Loan in F/Y 2015-16, shall I show -figure in Income from House property in ITR-1. pl advise your opinion.

    Reply
  28. sush

    if show profeesion tax in 80c deduction it is correct or incorrect if incorect then how to rectify this error nd how to upload revised return
    please tell urgent sir

    Reply
  29. Harsha

    Just a quick question. I have got a nominal amount of earning through Freelancing from foreign websites (PayPal payments). So do I need ITR-4 instead of ITR-2? If so, which section exactly.

    Though my total income is far below the minimum taxable amount, I need to file to carry forward my LTCG.

    Please guide. I have filed ITR-2 many times easily.

    Reply
  30. K.R.Vasudevan

    Sir
    My retirement was 31-10-16 from psu. I got total 16 lakhs as gratuity, epf, leave encashment, group insurance etc .If it is necessary to mention the above retirement benefit in return form ? if yes which form and which column it will mention ? pl guide me .
    Thanks
    K.R.Vasudevan

    Reply
  31. Mahesh

    There are entries in 26AS with Zero TDS. Should these entries be filled in TDS1/TDS2 in ITR or they can be ignored and not filled.
    Kindly clarify.
    Thanks

    Reply
  32. R SIVA PRASAD

    Sir,

    I have long term capital gains by selling/switching mutual funds. This is not taxable. Should I use ITR-1 or ITR-2? Please suggest.

    Reply
  33. Sujit Krishnan

    I have already filed my return for the year. However I have a small doubt. Could you please help me?
    Kindly advice whether the "Income form Salary" in Income details tab and "Income under Salary" in Tax details tab should be the same?
    I had entered the income after the deductions (HRA, Conveyance, etc) in "Income form Salary" under Income details tab. However "Income under Salary" in Tax details tab was pre-filled with pre-deductions income and I did not make any change to it.
    Would this be a problem? Should I revise the original IT return by updating "Income under Salary" in Tax details tab to post deductions income?

    Reply
  34. KA

    What I understand is,if a person having income from 1 house,ITR1 should be used.
    Say for an eg: If mine income from rent is 1,00,000 and by applying standard deduction 30% it comes to 70,000.
    In the ITR1 ,income from one house property should be entered as 1,00,000 or 70,000?
    If 70,000 will be entered ,under which section should i enter standard deduction?Please help

    Reply
  35. Yash

    me and my wife both are salaried.. have bought the 2 houses jointly… one is self occupied and other is let out…we do not have any other income.
    please let me know the following

    1. which form should I need to fill
    2. can I claim the 100% of the principle and interest component for both the houses… (our EMI goes out of the joint accounts) and my wife will claim nil..
    3. if no, how to arrive on the % to be claimed since it is not even on the agreement
    4. if yes, can my wife also claim later date in case she required to do the same in future

    Reply

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