Expect less and you won’t be disappointed!

“Blessed is he who expects nothing, for he shall never be disappointed”, said British poet Alexander Pope. This applies to investing as well. Low return expectation is the key to minimising effort associated with money management. I have published a series of post on ‘what’ and ‘how’ to expect when you are expecting .. er returns. I thought it might be worth collecting them all together. Do have a look and let me know what you think.

An attempt to answer ‘Kitna milega’ in two parts:

1 What Return Can I Expect From Equity Over the Long term? Part 1

2 What Return Can I Expect From Equity Over the Long term? Part 2

What kind of risk should I prepared for when I invest in equity mutual funds (or equity for that matter)

3 Equity Mutual Fund Investing: What to expect when you are expecting!

We expect returns based on past history. However, when we do this, we should also keep in mind how much these returns can fluctuate. This aspect was considered in 2 above for equity. Now the same for debt mutual funds.

4 Debt Mutual Fund Returns: How to expect when you are expecting!

A way to ‘place’ equity and mutual funds on the risk vs reward map.

5 Understanding Mutual Fund Investment Risk vs Reward (part 1)

6 Mutual Fund Investing: Risk vs. Reward vs. Volatility (part 2)

7 Debt Mutual Funds: Risk vs. Reward

infographic-personal-finance-3

You Can Be Rich Too is now out on Kindle

Amazon.com Kindle edition  Rs. 244.30 or $4.79 (for those outside India).

Amazon.in Kindle edition Rs. 244.30

Google Play Store (Rs. 244.30)  for use with the free Google Play Books app.

You can also buy hardbound copies via

Amazon.in (Rs. 359)

Flipkart(Rs. 359)

Bookadda (Rs. 339)

Infibeam(Rs. 307)

Sapnaonline.com(Rs. 339)

Help us write better. Please Leave a Review

We look forward to know what you think about the book and would greatly appreciate if you can write a review at amazon.in, amazon.com, Flipkart or at Goodreads.

Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. You need to only cover my travel fare for the session.

Connect with us on social media


Do check out my books


You Can Be Rich Too with Goal-Based InvestingYou can be rich 243x300 - Expect less and you won't be disappointed!

My first book is now available at a 35% discount for Rs. 258. It comes with nine online calculators.  Get it now .  The Kindle edition is only Rs. 199.

Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want

Cover pink - Expect less and you won't be disappointed!
My second book is now only Rs 199 (Kindle Rs. 99) Get it or gift it to a young earner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.   Get the pdf for ₹199 (instant download)

Create a "from start to finish" financial plan with this free robo advisory software template


Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too” are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.

One thought on “Expect less and you won’t be disappointed!

Comments are closed.