This weekend, make a little alone time to list your new year resolutions and implement them from Dec 1st. If those resolutions have anything to do money management, here are two free-books and free seminar that could help.
Why you should make new year resolutions in November and implement them from Dec 1st? In his 2013 Ted Talk, former Google search quality chief Matt Cutts talked about the power of trying something new for 30 days
He says if you try something new for 30 days or stop doing something for 30 days, it becomes a habit and we are likely to stick to it. So why not use December as a soft-opening for your resolutions? By the time Jan 1st arrives, it would already become a habit and you are likely to follow it through in the new year and beyond.
Before we get to the free e-books here are some generic resolutions that can change our lives:
Stop eating all forms of sugar (white, brown, jaggery, honey etc)
Eat fewer carbs. The SEBI multicap approach would work great for a diet. From 70-80% carbs why not reduce to 25%?
How to eat a healthy breakfast without cooking! Low-carb, high-fat breakfast recipes
Want To Lose Weight? Eat More Fat!
Walk; Run; Play (I still play and break things at home. My fav is hitting yellow smiley balls with TT bats)
Want more money?
Do nothing for 30-mins a day (or bounce a ball off a wall). That is when you get ideas; That is when you can plan the next steps: How can I upskill myself, how can I make more money …
DIY. Do not ask others. Dig deep and you become an expert.
Money management in a mess?
Get somewhere private, turn off all devices and distractions and ask, what are my dream, goals and nightmares. How can get started to achieve these and prevent these (nightmares)?
Adopt a need-first, product-last approach. Investors make the mistake of looking at products and asking “can I invest?”. This is like wanting to book a marriage hall without having a girlfriend. What is my need? What products would be suitable for that need? How can I restructure my existing investments to my needs? How can I plan for my goals so that I start investing right?
Get the two free e-books and plus a free seminar!
(1) Re-assemble is a series of basic money management steps for beginners and young earners that was started in Nov 2017. Download re-assemble e-book
Cover image of re-assemble e-book
(2) Mutual Fund FAQ 100 essential Q & A for new investors!
Learn to invest in mutual funds the right way with this e-book. Not your usual, “what is NAV?”, “what is the cut off time?” kind of book. Download 100 MF FAQ
Cover page of Mutual Fund FAQ 100 essential Q & A for new investors!
Dr M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. He has over nine years of experience publishing news analysis, research and financial product development. Connect with him via Twitteror Linkedinor YouTube. Pattabiraman has co-authored three print books: (1) You can be rich too with goal-based investing (CNBC TV18) for DIY investors. (2) Gamechanger for young earners. (3) Chinchu Gets a Superpower! for kids. He has also written seven other free e-books on various money management topics. He is a patron and co-founder of “Fee-only India,” an organisation for promoting unbiased, commission-free investment advice.Use our Robo-advisory Excel Template for a start-to-finish financial plan! Now with a new demo video!⇐More than 1000 investors and advisors use this!Our flagship course!Learn to manage your portfolio like a pro to achieve your goals regardless of market conditions!⇐More than 2800 investors and advisors are part of our exclusive community! Get clarity on how to plan for your goals and achieve the necessary corpus no matter what the market condition is!! Watch the first lecture for free! One-time payment! No recurring fees! Life-long access to videos! Reduce fear, uncertainty and doubt while investing! Learn how to plan for your goals before and after retirement with confidence.Our new course!Increase your income by getting people to pay for your skills!⇐More than 675 salaried employees, entrepreneurs and financial advisors are part of our exclusive community! Learn how to get people to pay for your skills! Whether you are a professional or small business owner who wants more clients via online visibility or a salaried person wanting a side income or passive income, we will show you how to achieve this by showcasing your skills and building a community that trusts you and pays you! (watch 1st lecture for free). One-time payment! No recurring fees! Life-long access to videos! My new book for kids: “Chinchu gets a superpower!” is now available!Both boy and girl version covers of Chinchu gets a superpower. Most investor problems can be traced to a lack of informed decision making. We have all made bad decisions and money mistakes when we started earning and spent years undoing these mistakes. Why should our children go through the same pain? What is this book about? As parents, if we had to groom one ability in our children that is key not only to money management and investing but for any aspect of life, what would it be? My answer: Sound Decision Making. So in this book, we meet Chinchu, who is about to turn 10. What he wants for his birthday and how his parent’s plan for it and teach him several key ideas of decision making and money management is the narrative. What readers say!Feedback from a young reader after reading Chinchu gets a Superpower!
Must-read book even for adults! This is something that every parent should teach their kids right from their young age. The importance of money management and decision making based on their wants and needs. Very nicely written in simple terms. - Arun.
Want to check if the market is overvalued or undervalued? Use our market valuation tool(will work with any index!), or you buy the new Tactical Buy/Sell timing tool! We publish mutual fund screenersand momentum, low volatility stock screeners.every month.About freefincal & its content policy Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. Follow us on Google News. Freefincal serves more than three million readers a year (5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any paid articles, promotions, PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)Connect with us on social media
Published by CNBC TV18, this book is meant to help you ask the right questions, seek the correct answers, and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now. It is also available in Kindle format.Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You WantThis book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at a low cost! Get it or gift it to a young earner.
Your Ultimate Guide to Travel
This is an in-depth dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. Get the pdf for Rs 199 (instant download)Free android apps
Dr M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. He has over nine years of experience publishing news analysis, research and financial product development. Connect with him via Twitter or Linkedin or YouTube. Pattabiraman has co-authored three print books: (1) You can be rich too with goal-based investing (CNBC TV18) for DIY investors. (2) Gamechanger for young earners. (3) Chinchu Gets a Superpower! for kids. He has also written seven other free e-books on various money management topics. He is a patron and co-founder of “Fee-only India,” an organisation for promoting unbiased, commission-free investment advice.
Published by CNBC TV18, this book is meant to help you ask the right questions, seek the correct answers, and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now. It is also available in Kindle format.
This book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at a low cost! Get it or gift it to a young earner.
This is an in-depth dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. Get the pdf for Rs 199 (instant download)