Download a free spreadsheet Mutual Fund Portfolio Growth Visualizer With Index Benchmarking. This will allow you to compare the growth of your mutual fund portfolio with a variety of BSE and NSE benchmark indices. This was to compare my retirement equity portfolio with Sensex and Nifty Next 50. Now it is your turn! Along with the sheet, I have also included a video user guide and a sample transaction sheet for testing.
Users of the freefincal mutual fund and financial goal tracker or Value Research Portfolio tracker can straightaway copy and paste the transactions into the Mutual Fund Portfolio Growth Visualizer. Users of other trackers like Perfios should be able to do this easily enough.
Mutual Fund Portfolio Growth Visualizer: Inputs page
This is a screenshot of the main inputs page. You will need to:
- Enter the first-ever date on which you started investing in mutual funds
- You can optionally choose an index. Nifty Next 50 TRI is pre-loaded but you can always change it. This will take a while. So please be patient.
3. Steps 1,2 and 3 in the inputs sheet and step 4 and 5 in the transactions sheet (below) have to be repeated (in that order) for each of your mutual funds. You can see the format of the transaction below. You can use “purchase” or “buy” to represent an investment and “redemption” or “sell” to represent a withdrawal. Dividends can be included but will be ignored. If it is a dividend-reinvestment plan or if you have reinvested dividends (either in the same fund or another), then they will have to be entered as a separate “purchase” transaction.
Mutual Fund Portfolio Growth Visualizer: Portfolio value
When you enter the transaction for each fund (complete steps 1-5), you will be directed to the “portfolio graph” sheet where you can see the actual portfolio growth – always check if the current portfolio value as on date is accurate.
Sometimes the value will drop to zero in the middle. This is because the AMFI NAV database has some missing or zero NAV values.
Mutual Fund Portfolio Growth Visualizer: Index Benchmarking
It would be a good idea to start with your first fund and then move forward chronologically. This way after each entry, you will be able to compare the performance of the portfolio (up to the data entered) with the chosen index (which can be changed at any time).
Mutual Fund Portfolio Growth Visualizer: Updating
Each transaction set uploaded will be sequentially stored in “for updating only” sheet. To add future transactions, locate the fund on that sheet and add the new transaction entries at the bottom without gaps. Then go back to the inputs page and press the update button.
This tool is for mature, ‘true’ DIY investors who can process data and information on their own. As always, I will not be responsible for any losses and therefore any gains in your portfolio that arise directly or indirectly from the use of this sheet or any other part of freefincal. Please do not ask me questions like, “my portfolio is underperforming X or Y index, what should I do?”. I will not respond.
Errors inconsistencies and bug reports
As with any tool, this too will have bugs that have escaped my attention. Please contact me (Gmail: freefincal)
Mutual Fund Portfolio Growth Visualizer With Index Benchmarking: User Guide
You can use this sample transaction sheet to play with the sheet and see how it works.